had a ford fusion clip my rear end the DAY I GOT MY CRAGARS PUT ON
totally destroyed the rear rim, shredded the tire and just dinged the bed.
i ran it through the guys insurance....got an estimate....and his insurance sent me a check a week later for $700 (i only paid 450 for the whole truck
used $250 to replace the Cragar (craigslist) and the tire and popped the dent out myself.
it all depends on what you want to do and how you want to do it