So I'm looking all over the sight and I see that this topic isn't as big as I would think. Has anyone purchased, or does anyone on buying an extended warranty on their truck be it from Ford directly or from a 3rd party?
I got a quote from my dealer, $1400 for PremiumCARE for 6 years or 100,000 miles from original in service date. (PremiumCARE is basically an extension of the bumper-to-bumper, no brakes, clutches, oil etc...everything else is covered) So that takes care of me for another 4 years and about 65,000 miles. So I'm thinking of it like this, 1 Transmission or 1 Transfer case or 1 really expensive part...HAVING an extended warranty that covers it...PRICELESS!
2007 Liquid Gray Focus ST Gas saver
2003 FX4 Sonic Blue Sold!!! Gas guzzler best tank ever 19.5 MPG
I bought it twice. The first time I didn't need it, I bought the full 150,000 k.m. or 5 year warranty. So the next time I bought the 120,000 4 year waranty and believe it or not at 123,000 k.m. my rad blew up and shot water all over my abs system and fried the motor. and a bunch of other crap and it wasn't covered. so the first time I wish I didn't buy it. The second time I wish I had!!! I don't think I have helped any!!, BOB!!!
If it covers the fuel injection and computer and includes a loaner car , then it sounds good . $1400 would cover a lot of repairs though . Throw a rod ? Good engine out of a wreck , installed for $750. Tranny ? Same source , less money . Fuel injection ? Don't **** off your crazy girlfriend and have her put sugar in the gas tank like mine did ( but comprehensive insurance covered it because it was vandalism ). Remember they are betting that you won't have problems . I don't think ford esp would stiff you but the others might say that you didn't hold up your maintainance end of the deal and disallow the repairs. It would be really worthwhile if they offered it say from 100k to 150k miles. They won't do that though . If you put $1400 in the bank against need , your risk would seem to be minimal . If you finance the $1400 , calculate how much it will really cost you over the loan period . Unless your credit is really good , the cost rises dramatically , especially if you buy it when you get a new truck . Remember , you are paying interest on something you won't use till your factory warrantee runs out. They may give a prorated refund if the vehicle is totaled or you sell it , but they will keep a large chunk of it plus all the interest you have paid on it . Interest could cost more than the warranty.bob
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I wish I would've gotten that. I got a third party extended warranty, instead of it being through ford. Turns out the company went bankrupt just a few months later and I got screwed out of $1200. *Sigh* My warranty runs out in two weeks.
I would never buy it up front although I actually don't buy them at all. They'll mail you an offer in 36 months. Buy it then. It seems like buying it three years before you need it is pretty far out. You could wreck it, sell it, get it repossessed(hopefully not). Any of those scenarios and you bought it for nothing.
I personally will not buy a non ford one. When I bought my focus they sold me an aftermarket one and didn't tell me, and we almost went to court over it. I could not get any dealership including the place I bought it from to honor the warrenttee. With a ford one you can take it to any dealership no problems. My friend is a ford tech and he even buys the extended warrentees on all his cars because the parts are so exspensive(and I bet he gets the warrentee cheap).
Definatly get the extended warranty, but after your factory warranty runs out. I got the premiumcare one, which is now long gone and my truck hasn't broke down one since......LOL
Just make sure to see if you can get the $0 deductable one. Most time the warranty work was under $100 so I was paying for it anyway, on top of already paying for the coverage. It saved my *** a few times for some expensive stuff....but it never covered it's full cost....
It's like car insurance......you pay for it and may never have an accident. But it's nice to be covered incase anything happends.
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this is a sticky point me n dad are at, my warranty will be up is 14K miles, if i keep the truck i wanna get that ESP, yet hes saying, for the money to get the ESP id be better off to just lease/buy a new ranger. hmm decisions decisions...
I vote no. ESP is good coverage, but it's too spendy. They add it to the amount financed too, making it even more expensive.
3 yr / 36k factory coverage isn't very impressive, but I'm on my 3rd new ford (since 1987), and none has been in a shop for service that would be covered. My 93 ranger never was at the dealer, ever, even with 135k on it.
Insurance is paying someone to assume the risk that you can't afford. If you do have a problem, you have to club them over the head to own up to their obligations, if the're still in biz. Say you blow a tranny; theymight say you abused it, or put on aftermarket parts like a chip. I imagine it's cheaper to lease the car than to buy it, and subcontract the mechanical risk back to them.
also, Geico has pretty good mechancial policy that includes Windshields, and it's about $250.
I purchased the one to cover everything on my last vehicle(99 chevy blazer 4wd) and found it to be very useful, especially for the suspension. I got my moneys worth, they helped me everywhere I went no questions asked. Only a deductible of 100 everytime. I recently purchased one for my Ranger when I bought it, its expensive but things go wrong whenever you least expect it. Also, whenever you sell the vehicle you can cash it in and get a refund from the dealer. I haven't done it yet but I'll get back to ya soon.
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Im not going to get it, i probably can't cuz i've already voided the warranty on.... hmm my powertrain, suspension, and intake/engine... I dont see my truck having any major issues except a clutch wearing out (which is common), and if something does break, i can fix it myself
I think the ESP is a good idea if you have had some major issues with the truck with in the warranty period. such as; my buddy brians 05, they put a brand new tranny in it at 5,000 miles, no, thats not a typo. hell, my file at the dealer is almost an inch high with the crap thats gone wrong with my truck. if im gonna keep it, ima get the esp, only cause of the cost to repair this stuff... heres the list of my issues: (started at 5500 miles)
hard bucking - jerking sensation
stalled in reverse at 8,000 miles
driverside window would stop half way down,
rear wheels locked at 45mph on wet pavement... wow was that ever scary
idle fluctuations - from 300-900 rpm
uh lets see...
rear leafs were crooked, thats no biggie tho
interior fan was noisy, they apperantly "lubed it"
lots of stuff. so, they like fixed the jerking, well to a point, it still does it if u drive thru like 3inches of water, and hit about 40, u can feel it. i finally fixed that myself with some dum dum... i think....
so ya, oh, and i also wanna point out this little fact... im not the only one here with a leased truck, now heres the next stupid question, wtf would anyone mod a leased vehical? wellllll..... for me, the lease was the only way to get the low mo payment, which actually kills us youngins who are poor... and my car, well that took care of most of my savings so putting any amt of $$ down was not possible... anyways, ya, not exactly the financially sound way to buy a vehical, but it works.. so, those of us on the lease programs, the esp after the warranty epires maybe a good choice, i know for me, i am very seriously considering it.
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Originally Posted by cucukid124
well if it falls off and you run it over.... not gonna be a hugee deal.... :P
I paid 2,000 extra on my truck to have a full warranty to 100,000. Four days after I bought my truck, I swamped it.... BAD. Had to have a valve body, maf sensor, air filter.... you get the idea. Would have cost me 1100.00. didnt cost me a thing. Well worth it.
i will never buy a extended warranty... my grandfather bought a 88 BroncoII new with the extended warranty and when his oil pump failed at 36500 miles (no joke) and blew his engine ford refused to pay to fix it... they said he never changed the oil which he had and had it done at the dealer... he ended up sueing and they did cover him but it was a royal PITA
the recal for the added fluid or whatever it is? that didnt do anything.... so far the truck is running good since i put stuff over my connectors, but ill keep that in mind. they refused to even talk about replacing my tranny, go figure.
Well.... I purchased the Easy Care with my truck. Ford dealer couldnt ever see or find any of my problems, luckily, Easy Care honored the warranty through the shop I was working at. I fixed all of my stuff under the warranty and got paid for it!!!!!!!!!!! Ball joints, evap core, ALUMINUM DRIVERSHAFT, tranny build, seatbelt pretensioners, intake manifold, and other kewl stuff!!! I thought I had purchased a lemon, but whenever I found this out, I didnt mind working on my own stuff and gettin paid for it...