Insurance agents job when it comes to claims are to save the company as much money as possible. You have to go into this aware of this fact. Keep detailed receipts of everything you do to the truck. If you add a really expensive mod, get it appraised. usally about $50 and well worth it.
My friend Trevor over at the General Lee website had a 69 Charger that he had spent a about 5 years of his life restoring and countless amounts of manhours in little details. He had it appraised before it ever saw the pavement. A week after he drove it he got rear ended by a F150 that never saw him and realy totalled his car.
The insurance company tried to say ti was just an old car, here's $12,000 what we think it was worth. He countered with his appraisal and all the money he lost in fees to show his car that he had allready signed contracts for. (His car was done a few months before the movie came out and was supposed to tour movie theatres for Warner brothers) Not to mention the mony that he paid to get his trunklid signed by the remaining cast.
after all that, the insurance co. had to fork over $45,000. If he wouldn't hav had the receipts and the appraisal he would have been out a small fortune. The good news is he took that money and bought a new General that is one of the nicest Generals I have ever seen.
1973 Dodge Charger, Cali car, 360 CI, 904 tranny. For Jacob Juelich 1982-2008
1975 Cadillac Coupe deVille Cerise Firemist, not pink!
1998 Dodge Ram 1500 4X4 with 38K miles as of 11/24/08
Formerly owned about 10 Rangers and RBV's
Originally Posted by John Quincy Adams
"you will never know how much it has cost my generation to preserve your freedom. I hope you will make good use of it.”