Sucks man. At least we can all learn to carry Uninsured motorist coverage on our trucks. It really isn't much more at all, but it really helps with things like this. It is usually $0 deductable too as long as you have the other party's info.
I carry full coverage on my Mustang and Ranger, and Liability/Uninsured on the Cougar. WHen the Cougar is back on the road (whenever the hell that is) it will be upgraded to full coverage as well.