My solution is to have a truck thats "trail" ready, and by that, I mean wide, hard trails. I'm a beaten path offroader, and thats fine with me, because that way at the end of the day the worst I've gotten is stuck in the mud. :)
A mild lift and some M/Ts would make my truck passable, but I really don't want the expense. Its expensive enough to keep this truck roadworthy clocking 900+ miles/week.