Yhea, no one ever expects to have an accident. And you're right if the trans dies you call for a ride home. I've gone way over the weight ratings on most all of my trucks, and have never had a problem. I'm not saying don't do it, because I don't see a problem. Heck I towed my '94 F-150 home from Maryland with my ranger on a U-haul tandem axle car trailer. I just get tired of seeing people say that Ford gives the stick a lower weight rating because people don't know how to drive them. That to me is just a goofy statement.
Blood Sweat & Gears
I got your JEEP thing It burns when I pee