Vehicle trade in/financing questions
#1
Vehicle trade in/financing questions
I am looking at a newer vehile and have some questions about trade in / financing options.
I am most likely going to be getting my new loan through a credit bureau. When I go to to the dealer to get my new vehicle will they accept my trade in since I am not getting my loan through them? Also with the credit bureau consider my truck as my partial down payment?
I am most likely going to be getting my new loan through a credit bureau. When I go to to the dealer to get my new vehicle will they accept my trade in since I am not getting my loan through them? Also with the credit bureau consider my truck as my partial down payment?
#4
#5
I wont take anyless then $6,000 for it I really need/want $6500. I know I'm better of selling it myself which I am probably going to try first. I just cant be without a vehicle for more then a week.
I am going to be buying a 2010-2011 F-150. I figure with the $6,000-$6500 for the Ranger plus the $3000+ cash I will be adding I should be able to get a nice used F-150 for about $375-$400 a month.
I am going to be buying a 2010-2011 F-150. I figure with the $6,000-$6500 for the Ranger plus the $3000+ cash I will be adding I should be able to get a nice used F-150 for about $375-$400 a month.
#6
I wont take anyless then $6,000 for it I really need/want $6500. I know I'm better of selling it myself which I am probably going to try first. I just cant be without a vehicle for more then a week.
I am going to be buying a 2010-2011 F-150. I figure with the $6,000-$6500 for the Ranger plus the $3000+ cash I will be adding I should be able to get a nice used F-150 for about $375-$400 a month.
I am going to be buying a 2010-2011 F-150. I figure with the $6,000-$6500 for the Ranger plus the $3000+ cash I will be adding I should be able to get a nice used F-150 for about $375-$400 a month.
#7
I am looking at a newer vehile and have some questions about trade in / financing options.
I am most likely going to be getting my new loan through a credit bureau. When I go to to the dealer to get my new vehicle will they accept my trade in since I am not getting my loan through them? Also with the credit bureau consider my truck as my partial down payment?
I am most likely going to be getting my new loan through a credit bureau. When I go to to the dealer to get my new vehicle will they accept my trade in since I am not getting my loan through them? Also with the credit bureau consider my truck as my partial down payment?
I wont take anyless then $6,000 for it I really need/want $6500. I know I'm better of selling it myself which I am probably going to try first. I just cant be without a vehicle for more then a week.
I am going to be buying a 2010-2011 F-150. I figure with the $6,000-$6500 for the Ranger plus the $3000+ cash I will be adding I should be able to get a nice used F-150 for about $375-$400 a month.
I am going to be buying a 2010-2011 F-150. I figure with the $6,000-$6500 for the Ranger plus the $3000+ cash I will be adding I should be able to get a nice used F-150 for about $375-$400 a month.
#8
With the incentives they are offering now you should be able to get a nice F150 for probably around $300 a month if you went 6 year loan. Especially if you are putting close to 10K down. But it all depends on your credit, price of trucks in CO, and what they give you for the ranger.[/QUOTE]
I would like a 5 year loan to avoid paying more intrest than I have to. I have decent credit, I'm holding off just a little bit to overpass that 700 mark if possible.
#9
they answered all the questions, but as for my $.02
take your truck to the dealer and tell him your looking at getting a F-150 (don't sign anything yet) and ask him what they would give you.
Whatever he comes back with, tell him $500 more than you really need, so say they offer you like 6k for it. tell him you need 7k. (since you need 6.5k) If they really want to sell you an F-150, they'd make it work.
You could also do the ol' "well, if you guys can't give me 7k for my truck, i guess i'll have to take my business elsewhere" I did that when buying my Fiances Buick and they dropped the price another 3k altogether.
take your truck to the dealer and tell him your looking at getting a F-150 (don't sign anything yet) and ask him what they would give you.
Whatever he comes back with, tell him $500 more than you really need, so say they offer you like 6k for it. tell him you need 7k. (since you need 6.5k) If they really want to sell you an F-150, they'd make it work.
You could also do the ol' "well, if you guys can't give me 7k for my truck, i guess i'll have to take my business elsewhere" I did that when buying my Fiances Buick and they dropped the price another 3k altogether.
#10
Ranger's been paid off for years.
I would like a 5 year loan to avoid paying more intrest than I have to. I have decent credit, I'm holding off just a little bit to overpass that 700 mark if possible.
With the incentives they are offering now you should be able to get a nice F150 for probably around $300 a month if you went 6 year loan. Especially if you are putting close to 10K down. But it all depends on your credit, price of trucks in CO, and what they give you for the ranger.
I would like a 5 year loan to avoid paying more intrest than I have to. I have decent credit, I'm holding off just a little bit to overpass that 700 mark if possible.
You'll get the best deals on those.
they answered all the questions, but as for my $.02
take your truck to the dealer and tell him your looking at getting a F-150 (don't sign anything yet) and ask him what they would give you.
Whatever he comes back with, tell him $500 more than you really need, so say they offer you like 6k for it. tell him you need 7k. (since you need 6.5k) If they really want to sell you an F-150, they'd make it work.
You could also do the ol' "well, if you guys can't give me 7k for my truck, i guess i'll have to take my business elsewhere" I did that when buying my Fiances Buick and they dropped the price another 3k altogether.
take your truck to the dealer and tell him your looking at getting a F-150 (don't sign anything yet) and ask him what they would give you.
Whatever he comes back with, tell him $500 more than you really need, so say they offer you like 6k for it. tell him you need 7k. (since you need 6.5k) If they really want to sell you an F-150, they'd make it work.
You could also do the ol' "well, if you guys can't give me 7k for my truck, i guess i'll have to take my business elsewhere" I did that when buying my Fiances Buick and they dropped the price another 3k altogether.
#11
Ranger's been paid off for years.
With the incentives they are offering now you should be able to get a nice F150 for probably around $300 a month if you went 6 year loan. Especially if you are putting close to 10K down. But it all depends on your credit, price of trucks in CO, and what they give you for the ranger.
With the incentives they are offering now you should be able to get a nice F150 for probably around $300 a month if you went 6 year loan. Especially if you are putting close to 10K down. But it all depends on your credit, price of trucks in CO, and what they give you for the ranger.
I would like a 5 year loan to avoid paying more intrest than I have to. I have decent credit, I'm holding off just a little bit to overpass that 700 mark if possible.[/QUOTE]
Get the longest loan and cheapest payment you can.
Nothing saying you can't pay $400 on your $300 a month payment.
If you ever get into hard times you can fall back a little.
I paid so much on my truck for a while that My minimum payment was $80 at one time lol
#13
I'm pretty sure I cant get in to a Ecoboost for $400 a month. I would love to but dont see it happening.
I've been doing research and some people say to settle on a price of the vehicle you want before you bring up the trade... as to give the dealer less bargaining tools. I want to get the best deal possible obviously.
I've been doing research and some people say to settle on a price of the vehicle you want before you bring up the trade... as to give the dealer less bargaining tools. I want to get the best deal possible obviously.
#14
Yeah I understand that. Try looking for a new 2010. Maybe they have a left over and it will be dirt cheap. Otherwise you could wait until spring next year and look for a new 2011 that is a leftover.
You'll get the best deals on those.
Yup, if they want to make a deal they will!
You'll get the best deals on those.
Yup, if they want to make a deal they will!
#15
I'm pretty sure I cant get in to a Ecoboost for $400 a month. I would love to but dont see it happening.
I've been doing research and some people say to settle on a price of the vehicle you want before you bring up the trade... as to give the dealer less bargaining tools. I want to get the best deal possible obviously.
I've been doing research and some people say to settle on a price of the vehicle you want before you bring up the trade... as to give the dealer less bargaining tools. I want to get the best deal possible obviously.
#18
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#21
I know options will play into this. Looking at USED 2011 F-150, XLT, Supercrew, 5.0L, 4x4.
There are about 10 trucks in Denver that have less than 20k miles and they are asking less than $29,000.
http://www.longmontford.com/inventor...30000/SortBy0/
There are about 10 trucks in Denver that have less than 20k miles and they are asking less than $29,000.
http://www.longmontford.com/inventor...30000/SortBy0/
#23
#25
No, the incentives go with the sales. Its your interest rate that will change with your credit score.
This is what Ford is offering out here now.
http://pa.motorwebs.com/ford/incenti...centives11.jpg
This is what Ford is offering out here now.
http://pa.motorwebs.com/ford/incenti...centives11.jpg