Originally Posted by Ranger Carl
arrrrggggggg, it's hard to believe how much damage that shorted wire caused. Usually the wire shorts and burns in two. Maybe it sat there drawing the battery down and finally started the fire with the heat and sparks.
Are they going to replace the truck or just give book value?
Where does everything stand now?
You understand Efan and Ultima are going to say, "shorted wire not our fault", don't you.
It sounds like the ins. co. is trying to wiggle out of the middle of the fight. Are they going to pay and then seek recourse?
Well, I owed almost $8k on the truck when it burnt. It was deemed a total loss. I was cut a check for almost $19k (less my $500 deductable) so I got $11k after the loan payoff. Which pretty much paid for the truck I have now in full. It took a solid month of NONSTOP phone calls to the insurance company and a lawyer but I squeezed them for every dime I could until they wouldn't go any higher on the settlement. I kind of made out considering I didn't have add-on insurance, covering aftermarket stuff. Anything that was 'non-removable from the truck' was put into the settlement after constant b1tching. I had a buddy who had his own paint/tint/customizing shop that made me up receipts for all the work he did and work he helped me with. All legitamite receipts and what not but I fought them for EVERY penny. lol
Optima sent out a forensic guy (before my insurance company lol) who determined it was the efan controller and not the battery. Then my insurance company, esurance, sent an independent forensic guy two weeks later who also determined the cause as the faulty controller AND misplacement of the fuse from the manufacturer.
They told me I wouldn't have the option to buy back the truck since they were totalling it and it was being sent to a 'dealer only' auction. At that point I stripped the truck. I didn't let them pick up the truck from my driveway until I received the settlement check and it was cashed.
I recieved a call from a lawyer representing esurance about two months ago stating that they are beginning the legal action against the fan controller company, TorqFlo. I told them that I really didn't care seeing as I got my money and if they received anything from them then MAYBE I'd be entitled to a refund on my $500 deposit. I still have all the fried wiring, controller, and fan that they told me to save for evidence. I told them that they could have it once I got my $500 back =]
I haven't heard from them since
End of story......for now I guess.