Canadian Insurance: for lifted Trucks - Page 2 - Ranger-Forums - The Ultimate Ford Ranger Resource


General Ford Ranger Discussion General discussion of the Ford Ranger that does not fit in any other sub-forum.

Reply
 
LinkBack Thread Tools Search this Thread
  #26  
Old 11-29-2008
brightredford's Avatar
Member
 
Join Date: Jun 2005
Location: Ottawa, On
Posts: 186
$200 a month for just liability in Ontario is pretty expensive actually.. you must be under 25?? I know my rates dropped almost by half when I turned 25...
I'm paying $90 a month for full coverage on my 2007 4x4.
Reply With Quote
  #27  
Old 11-29-2008
Trigger01's Avatar
RF Veteran
iTrader: (2)
 
Join Date: Oct 2005
Location: Knoxville, TN
Posts: 18,788
I have Allstate and they said they'll still cover a lifted truck. They only cover parts that replaced stock parts, but hey, better than dropping me.
Reply With Quote
  #28  
Old 11-29-2008
Roddy's Avatar
Member
 
Join Date: Mar 2008
Location: Canada
Posts: 1,332
Any of you guys with SGI or BC Government insurance: Both companies have a "No Fault" clause in their coverage. If it was deemed through investigation that the modifications to your vehicle... whether its window tint, a lift, nitrous oxide, abs disabled.. and many other mods..they can decline coverage to you.

Dont ask me how i know this.. if you know what i mean.
Reply With Quote
  #29  
Old 11-29-2008
chainfire's Avatar
Member
iTrader: (1)
 
Join Date: Oct 2007
Location: Mission B.C.
Posts: 3,126
Quote:
Originally Posted by roddy1 View Post
Any of you guys with SGI or BC Government insurance: Both companies have a "No Fault" clause in their coverage. If it was deemed through investigation that the modifications to your vehicle... whether its window tint, a lift, nitrous oxide, abs disabled.. and many other mods..they can decline coverage to you.

Dont ask me how i know this.. if you know what i mean.

Sounds like you have been bent over by ICBC too
Reply With Quote
  #30  
Old 11-29-2008
Ranger928's Avatar
Member
Thread Starter
 
Join Date: Aug 2008
Location: Ontario, Canada
Posts: 150
Yes i'm under 25. Im turning 20 in january. So i still have a few years to go before that drops.

Is allstate available in Canada. Theres one company i checked the other day that somebody mentioned but they were only in the US.
Reply With Quote
  #31  
Old 11-29-2008
morris's Avatar
RF Veteran
iTrader: (5)
 
Join Date: Feb 2008
Location: South Detroit.
Posts: 7,833
i'm in windsor dude. i was 20 and had a lifted truck. it was a bronco with a total of 6"s on 35's. i was insured. i think i even asked her about it when i was younger (can't remember as it was 8 years ago). i'd look around if i were you. there are alot of companies out there who would want your money. i'm with pembridge. they are pretty good. i pay $176/ month for everything but a rental car. i'm 28, have had one accident over 5 years ago and one speeding ticket that was 15 or under, so i still have full demerit points.

as far as not telling them about it and do it. you'd be screwed if you ever got caught or got in an accident.
Reply With Quote
  #32  
Old 11-30-2008
crazymikey's Avatar
Member
iTrader: (2)
 
Join Date: Nov 2008
Location: your mom
Posts: 4,008
Quote:
Originally Posted by Ranger928 View Post
Yes i'm under 25. Im turning 20 in january. So i still have a few years to go before that drops.

Is allstate available in Canada. Theres one company i checked the other day that somebody mentioned but they were only in the US.

no,they have allstate here,my dad is with them. ive tried getting quotes with them and they are one of the most expensive companies i have been quoted by. Belair direct, RBC or TD Waterhouse are usually the cheapest for me.

Try going to www.kanetix.ca for some quotes. I'm turning 23 next month and haven't had a blemish on my record since I was 18, an I pay $115/mo for liability on my '02.
Reply With Quote
  #33  
Old 11-30-2008
crazymikey's Avatar
Member
iTrader: (2)
 
Join Date: Nov 2008
Location: your mom
Posts: 4,008
I also see in your sig you're savign for 33s....check out jeepkings.ca. Tons of used 32s and 33s for sale from $400-800.
Reply With Quote
  #34  
Old 12-12-2008
Ranger928's Avatar
Member
Thread Starter
 
Join Date: Aug 2008
Location: Ontario, Canada
Posts: 150
Well i heard back from that insurance broker. For a company that will cover any sort of modification, im looking at 4500 a year for just liability. Luckly im turning 20 next month, so the lady said she could probably get them to bump me up to there 21 year standard, which would bring it down to 3100. I can't believe i'd have to pay half of what my trucks worth a year just to insure it. I think i'm going to look at 33x10.5 bfg a/t right now, since i can fit them without the lift. And hold off on the body lift. Unfortunaly I already bought the damn thing.
Reply With Quote
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Big trucks, small trucks. Augusta Motosports Mud Bog Seb_L Snapshots 9 06-07-2010 09:15 PM
lifted truck insurance RangerNewf General Ford Ranger Discussion 36 04-25-2009 02:58 PM
pic request:trucks compared to stock trucks sarasota4x4 Snapshots 16 02-22-2009 01:59 PM
pic request: lifted trucks with out fender flares. Downey Exterior Semi-Tech 24 12-29-2008 10:58 PM
Question for Those With Lifted Trucks.. FX2.3 General Ford Ranger Discussion 12 03-10-2007 01:24 AM


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -6. The time now is 02:37 AM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.