Crazy insurance quotes - Page 2 - Ranger-Forums - The Ultimate Ford Ranger Resource


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  #26  
Old 08-12-2010
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good god! I'm paying 350/month on full coverage on an 05 Ranger.. how do they figure your truck is 1000/month..
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  #27  
Old 08-12-2010
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what about putting one of your parents as the primary and you as the secondary driver?
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  #28  
Old 08-12-2010
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when I first got my ranger (2007) I was 19, I was paying just over $2,300/year
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  #29  
Old 08-12-2010
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wtf... i pay 278$ a month for just my 08 FX4!! but wonder if its cause i have something where if i total the truck they will pay off the loan i have on it and it covers up to 5k in aftermarket parts. Then again i'm also only 19....im getting robbed
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  #30  
Old 08-12-2010
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Quote:
Originally Posted by ShadowRanger08 View Post
yeah, insurance is BS, especially with all the new changes taking place sept 1. what year is your truck? my first car was a 91 and belair insured it no problem when I was 17. Its almost not even worth it to have insurance anymore, especially on an older vehicle.
at least when the changes come, he can pick and choose how much he wants and doesn't want.

Quote:
Originally Posted by Kysus View Post
yeah, i called yesterday, and they said "ohhh really we wont insure that because its a classic." yeah its kinda stupid... blahh sucks really bad ahha iv been told they are the cheapest
your age is a big factor. you are high risk. i'm high risk and i'm 30 because i drive for a living. since your truck is a classic, you should look into getting classic insurance. it has to do with getting an apraisal and you are limited on your milage and where you drive it. there is other things that come with it but i'm not sure about what that entails.

also, my first insured vehicle was a 85 bronco, 6" lift w/ 35"s. if these places say "we don't insure modified vehicles" find a new place. look for a broker. they will find you the cheapest. the bronk cost me $2400 a year. that was liability only w/ i can't even remember for a payout incase anything bad happened. my dedutible was $500 or $1000. (it's been so long....)

last note, i pay $230/month for full and renters'. i've got a couple speeding tickets and one is about to go away. once it does, i can sign with a better company that charges similar to patricks' post. i think it drops to $70 for the truck and like 10 or 15% of that for my renters'.
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  #31  
Old 08-12-2010
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Yea, insurance here sucks *****. I pay $396 a month for full insurance on my truck and car, I have renters and health insurance. I'm rather paranoid and don't want to lose my car or truck lol. Also, I'm with Statefarm. Every where else though has quoted me for like $500+ a month... I don't get it. Some people have cheap insurance and others get raped.

Sean
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  #32  
Old 08-12-2010
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Quote:
Originally Posted by Yessick View Post
wtf... i pay 278$ a month for just my 08 FX4!! but wonder if its cause i have something where if i total the truck they will pay off the loan i have on it and it covers up to 5k in aftermarket parts. Then again i'm also only 19....im getting robbed
its called gap insurance, I had this on my truck when I first got it too
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  #33  
Old 08-12-2010
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Damn you are paying a lot for your insurance, when I started driving about 2 years ago I was only paying $3000 for liability. Now after 2 years of driving and perfect driving record I only paying 1200 for liability.
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  #34  
Old 08-13-2010
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Damn im 17 and with my ranger im at 60 bucks a month and i thought that was expensive!
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  #35  
Old 08-13-2010
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hold onto your seats, i pay $611 a month for full coverage thats with $1000 deductible and winter tires. I got 2 at fault accidents that were weather related and 1 speeding ticket for doing 10 over down a hill, I'm 21, and i only pay $476 a month for the truck.
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  #36  
Old 08-13-2010
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so some people are paying more then i, cause it works out to be 370 for full coverage a month, and seeing that some people pay around 400 - 500 dollars, mmakes me feel better,

@ atrocity.
I would, but then the problem is if i were to get in an accident, it would make there insurance go up. so i said i would just go under my own name,


On a Second note.
my mother Called up TD, and they said they would insure me but iv got to call in, since its my truck, Crazy thing is that usually they wont, but since we have house insurance with them i don't have to have insurance with some one else for 5 years before going with them , and people say they have REally Cheap Insurance, ill Report back and let you know if it is :)
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  #37  
Old 08-13-2010
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Lake of the Ozarks in mid Missouri.....94 Ranger in almost mint condition, but I just carry liability only...$104 every 6 months. Its great to be an ol'fart...haha
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  #38  
Old 08-13-2010
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208 a year? .....eff you!
let us know how TD went, I want my insurance lower, but i think its almost as low as i'll be able to get it til i turn 25 or get married
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  #39  
Old 08-18-2010
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eh.. my insurance company paid out, $250,000.00 PLUS attorney fees on my behalf, and my insurance only went up $400 a year...

so, for full coverage on the ranger, and liability only on my 95 E350... $2100... for 300/500 then a 1 million umbrella... and my homeowners which is like 500ish...and my business insurance which is 100K liability is $400ish

$10,000 in cash, all $100's will cover, an area 4 feet, x 5 feet in a single layer. mulitply that by 25x
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  #40  
Old 08-18-2010
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we pay $170 a month for my truck my old ladies 04 grand am and renters insurance with a $100 deductable i hit a cat @ 70 mpgs last week with the old ladies car $1400 at the body shop and $1200 in rental car fee's they paid it all cost me $0.00
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  #41  
Old 08-18-2010
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but thats a strike against you. Ok it cost you nothing, plan on a 'small' increase enxt year, probably like $100 more per year... if you have 2 or more, they will most likely drop you.
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  #42  
Old 08-18-2010
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Quote:
Originally Posted by 01_ranger_4x4 View Post
WTF!!?? and i thought $50 a month was alot! my god you guys get hosed for insurance up there!
Lol mine is $80 a month. I'm 17, with one accident where I totaled the other car.

Progressive.

Granted though, I am the "secondary driver" of my own vehicle. Is that insurance fraud? lol
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  #43  
Old 08-18-2010
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Quote:
Originally Posted by FMD View Post
but thats a strike against you. Ok it cost you nothing, plan on a 'small' increase enxt year, probably like $100 more per year... if you have 2 or more, they will most likely drop you.
it was covered under comprehensive i hade a claim last year when a pressure washer went crazy and put a dent in the door of my truck insurance went down alittle this year
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  #44  
Old 08-18-2010
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  #45  
Old 08-18-2010
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HAHAHAHAHA. those are great!
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  #46  
Old 08-19-2010
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Wow you guys are getting dry fucked on your insurance i pay 650 a year for my 87.
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  #47  
Old 08-19-2010
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I love antique insurance. My 77 has it, $124 a year for full coverage.

My parents pay insurance on the Ranger until I graduate college
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  #48  
Old 08-19-2010
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thats flippin robbery!!!
your age defiantly has a lot to do with it.. but still on such an older vehicle thats still insane!!

try and get on under your parents insurance.. you'll save a $hitload
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  #49  
Old 08-19-2010
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mine is only 75 a month and that is full coverage.
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  #50  
Old 08-19-2010
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what companies are you guys going with?? who has the cheapest rates??!
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Related Topics
Thread Thread Starter Forum Replies Last Post
how the hell several quotes? Biz Ranger-Forums Office 9 05-07-2007 12:03 AM
What do you think about these price quotes?? Bailey Wheels & Tires Semi-Tech 20 09-18-2004 09:20 PM


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