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  #26  
Old 12-02-2008
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Originally Posted by ChodyGT
WTF 55,000 kilometers does not translate into 109,000 miles... its like 35,000 miles man....
the one that i looked at said 175,000km
not 55,000km
 
  #27  
Old 12-02-2008
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Originally Posted by zabeard
have you checked the price on insurance?

what about the interest rate? figure in plates too

do you have a steady job? planning on staying with that job until the truck is paid for?

go over the numbers he mentions again make sure they add up
see i havent looked at insurance... i need to do that. but i kno the interest rate is 5.9%
and i've been at my job for about 7 months. i kno its not long but im lookin into a couple other jobs that pay better than the one im at.
 
  #28  
Old 12-02-2008
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5.9 isnt bad if your just on the loan.
 
  #29  
Old 12-02-2008
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Originally Posted by ChodyGT
WTF 55,000 kilometers does not translate into 109,000 miles... its like 35,000 miles man....
oh i quoted the wrong one. oops sry
 
  #30  
Old 12-02-2008
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Originally Posted by zabeard
5.9 isnt bad if your just on the loan.
thats wut i thought.
we'll see how it all pans out.
i'll keep everyone posted
 
  #31  
Old 12-02-2008
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i got 5.9 on mine. and my insurance is $135 a month with 4 pts on my license.
 
  #32  
Old 12-02-2008
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Originally Posted by fordlife
i got 5.9 on mine. and my insurance is $135 a month with 4 pts on my license.
$135 isnt too bad... but i only have 1 point on my record. or is it two points for one speeding ticket?
 
  #33  
Old 12-02-2008
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Originally Posted by zabeard
have you checked the price on insurance?

what about the interest rate? figure in plates too

do you have a steady job? planning on staying with that job until the truck is paid for?

go over the numbers he mentions again make sure they add up
x2!!
 
  #34  
Old 12-03-2008
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my 99 was listed for 16K new ipaid 13K brand new... thats ten years ago.... and 155K trouble free miles.... id say jump on it.. what dealer? id like to look at their inventory
 
  #35  
Old 12-03-2008
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Thats not bad, but I think you could talk him down some more. I got mine new with 46 miles on it, and a few options for $12.5K.
 
  #36  
Old 12-03-2008
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Originally Posted by ChodyGT
Wow... I like that!
 
  #37  
Old 12-03-2008
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New is a great deal right now but I think you could get a ton more Ranger for a little more money.

I always recommend used for a first self-owned vehicle though and with Rangers you could get a lot more and still spend less than that new one. I'd seriously consider used before I bought new if I were you....
 
  #38  
Old 12-03-2008
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why don't you get the title transfered overed to your name and keep your truck to save some money? Just a thought
 
  #39  
Old 12-03-2008
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just picked up my 2004 fx4 level 2 for 10,250

i think there is definately better deals but if u want a new truck go for it

just think if you are going to miss the 4x4 and power that the truck your driving now has
 
  #40  
Old 12-03-2008
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Originally Posted by cchsbuzz19
why don't you get the title transfered overed to your name and keep your truck to save some money? Just a thought
yea thats wut my mom said... but i want the 4 cyl anyway. my first ranger was a '99 XLT 4x4 auto with the 3.0L. then i got the one i have now... but all i do with my 4x4 is tear it up off road. so i wanna go 4x2... and the 2.3L gets sooo much better gas mileage.
 
  #41  
Old 12-03-2008
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Originally Posted by 2004fx4level2
just picked up my 2004 fx4 level 2 for 10,250

i think there is definately better deals but if u want a new truck go for it

just think if you are going to miss the 4x4 and power that the truck your driving now has
yea i probably will miss the 4.0 power, but wen i test drove the 2.3L it didnt feel underpowered at all. yes, it was less powerful than the 4.0L obviously. but the only place i could find that it didnt have sufficient power was in 5th gear at 65+mph. it would keep speed fine, but to accelerate i'd have to downshift.
 
  #42  
Old 12-03-2008
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I'd say buy the new truck, I have never been able to buy a brand new vehicle and I think it would be nice to take care of it from the beginning. But you have to make sure that the total cost of it is affordable. Your insurance will go up because it is a new truck. So, find out from your insurance company what your new premiums will be. $13.5 is a good price, but what is your monthly payment if you don't have someone to co-sign?
 
  #43  
Old 12-03-2008
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Originally Posted by Mark98xlt
Why does he need a 4x4? For all that snow California gets?

Screw the 15mpg the 4.0 gets around town..
we don't exactly get lots of snow down in Texas, and in Wyoming i never used 4wd in the snow
 
  #44  
Old 12-03-2008
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Originally Posted by 99ranger4x4
we don't exactly get lots of snow down in Texas, and in Wyoming i never used 4wd in the snow
Ive never had a need for 4x4, so thats why its useless to me for all the years in the snow Ive driven Ive never got stuck.

Its just more parts to maintain and fix down the line.
 
  #45  
Old 12-03-2008
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How are you going to feel 5 years down the road, still making payments on a 5 year old small, underpowered, regular cab uncomfortable truck with high miles?
Because if you try to sell it in two years it's only going to be worth about 5000. When you start paying on a loan, you start paying primarily on interest first, meaning you won't be paying hardly any principle. You will owe way more than it's worth.

Buy a used super cab with a decent motor with lower miles for less than that new one.
You won't care about good (if you want to call it that) gas mileage when you get tired of driving a little tuna can I think.
Or buy a cheap escort or something.
 
  #46  
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the 2.3 is a decent motor and it makes almost the same hp as the 3.0 does.

I went from a 3.0 ext cab to a 2.3 reg cab and dont regret it one bit.
 
  #47  
Old 12-03-2008
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No one needs a new truck. You might want new, but do you want the debt? Wait till you have the money and pay cash. I hate knowing how much I've spent on my dad's truck. I really wish I had saved that money.
 
  #48  
Old 12-04-2008
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Originally Posted by brianjwilson
How are you going to feel 5 years down the road, still making payments on a 5 year old small, underpowered, regular cab uncomfortable truck with high miles?
Because if you try to sell it in two years it's only going to be worth about 5000. When you start paying on a loan, you start paying primarily on interest first, meaning you won't be paying hardly any principle. You will owe way more than it's worth.

Buy a used super cab with a decent motor with lower miles for less than that new one.
You won't care about good (if you want to call it that) gas mileage when you get tired of driving a little tuna can I think.
Or buy a cheap escort or something.
its a five year loan... so five years down the road i'll be a happy camper cuz my truck's paid off. =D
and theres no way im gonna put enough miles on it in five years for it to have "high miles". and the 2wd new truck is more comfortable than the one i have now.
 
  #49  
Old 12-04-2008
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and i think i've made a decision on wut im gonna do.
im gonna get out a loan and pay off my parents for my truck (about $7,000)
then in 2-3 years wen its paid off i'll trade it in a get a nice new ranger.
like a fully loaded one. maybe not 4x4 tho... we'll see
 
  #50  
Old 12-04-2008
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How do you owe 7K on a 2000?
 


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