yay there paying - Ranger-Forums - The Ultimate Ford Ranger Resource


General Ford Ranger Discussion General discussion of the Ford Ranger that does not fit in any other sub-forum.

Reply
 
LinkBack Thread Tools Search this Thread
  #1  
Old 11-28-2005
2004edge's Avatar
Member
Thread Starter
 
Join Date: Oct 2004
Location: Oswego, IL
Posts: 387
yay there paying UPDATE

whatever call me a dick for claiming it but the guy called back n i told him that i rolled my truck. without askin how or why he just goes are you ok. i said yes. he goes well thats good to hear within 30 days go get an estimate and then file your claim. i ask if i need to make some kinda apointment to see a claims adjuster or whatever. he says nope you didnt file a police report so we wont have to send one out. anything else i can help you with Mr. Vartiak. No sir. goodbye click HOORAY. im prolly trading her in on somethign very non offroadable after its fixed.

UPDATE
So claims adjuster came by today. he said its prolly totaled. They just put her on the flat bed to take it to the shop to get a very detailed estimate. I have whats called the "Keeper" policy. so what that means is that the value of my truck is now the value of a brand new 06 version of my truck. They figure out the repair costs and whatever those are if they are less than the cost of a brand new truck (but more than the value of my truck) they give me that in the form of a check. So i could get more $ than my trucks worth. That 10 bucks every 6 months might just pay off. The flat bed driver said it seems like the frame is twisted a bit just by lookin at it. oh well this all turned out well so far

Last edited by 2004edge; 11-30-2005 at 10:03 AM.
Reply With Quote
  #2  
Old 11-28-2005
Morph's Avatar
Member
 
Join Date: Jul 2005
Location: Grand Rapids, MI
Posts: 979
Thats good news, but why are you going to trade it in for somehting that is not offroadable?
Reply With Quote
  #3  
Old 11-28-2005
RF Veteran
 
Join Date: May 2005
Location: College Station, TX
Posts: 5,782
Once you roll one vehicle you don't wanna roll another one.

Of course I'm going bigger and better with my new truck. I understand his mindset though. I wanted a T/A or a Mach 1, but I got enough speeding tickets in my truck.
Reply With Quote
  #4  
Old 11-28-2005
ranger024x4's Avatar
RF Veteran
iTrader: (6)
 
Join Date: Aug 2004
Location: nova
Posts: 5,061
wow... you got lucky!!! lol
Reply With Quote
  #5  
Old 11-28-2005
GregsEdge's Avatar
Member
 
Join Date: Jun 2004
Location: FL
Posts: 283
hey glad to hear they are covering it...i think u shuold get another ranger...
Reply With Quote
  #6  
Old 11-28-2005
Member
 
Join Date: May 2005
Location: crystal river,fl
Posts: 1,778
i roled my ranger and my first truck which was an f150.it does suck to roll a truck.
Reply With Quote
  #7  
Old 11-28-2005
SanityAside's Avatar
Member
 
Join Date: Aug 2005
Location: Houston, Tx
Posts: 2,199
thts awsome, congrats on that.

what kinda car/truck u thinkin bout?
Reply With Quote
  #8  
Old 11-28-2005
2004edge's Avatar
Member
Thread Starter
 
Join Date: Oct 2004
Location: Oswego, IL
Posts: 387
hmm yeh if i do get another ranger its gettin lowered. i dont even want the temptation. ill get my trills on the track in a camaro or stang i think. or a 4.0 ranger LOWERED. id rather crash it at the track that roll a truck agian. will see what happens though. it might get totaled who knows.
Reply With Quote
  #9  
Old 11-28-2005
n3elz's Avatar
RF Veteran
 
Join Date: Jun 2004
Location: Kennett Square, PA
Posts: 10,620
Well, Jeff, I was hoping to wheel with you sometime, lol. Hey, don't let it throw you if it is -- just wheel with people in slightly more controlled situations.

But if a street truck is what you really want, that's cool. I'd just hate to see one bad (okay, quite bad) experience turn you off to offroading.

Either way -- good news on the insurance!
Reply With Quote
  #10  
Old 11-28-2005
2004edge's Avatar
Member
Thread Starter
 
Join Date: Oct 2004
Location: Oswego, IL
Posts: 387
i think i just phrased that wrong. i will wheel but in a pos beater b2 or ranger or something of the likes. no way in HELL will i ever take a new truck wheeling specially if im still paying on it all this opened my eyes and made me realize that honestly offroading isnt worth it when you have to do it in your daily driver. plus the lack of leagal wheeling places around here yeh makes it not cool. badlands is close but id never take my truck there if i fliped it on flat ground in a field basicly.
Reply With Quote
  #11  
Old 11-28-2005
Strider0O0's Avatar
Member
 
Join Date: Jul 2004
Location: Philadelphia, PA
Posts: 3,588
so you've notified your insurrance of the accident, and they told you to get an estimate and file your claim??? when you go to file the claim, won't they then ask the detailed questions (who what when where why... etc.). i'd think that would be when they'd get ya. then again, i dont know how it works, so im probably dead wrong. if you are in the clear, good to hear it. ive got the same attitude towards off roading a vehicle i still owe a lot on, just can't risk it!
Reply With Quote
  #12  
Old 11-28-2005
04lvl2's Avatar
RF Veteran
 
Join Date: Jun 2004
Location: Palm Bay, FL
Posts: 5,600
Congrats on that. In response to your question Sean when I filed the claim on my truck for the tree that hit it they asked questions about where it happened and what not. They also claimed it under my comprehensive so no upping of the insurance rates.
Reply With Quote
  #13  
Old 11-29-2005
3LiterBeater's Avatar
Member
 
Join Date: Jun 2004
Location: OC, CA
Posts: 879
They're not going to approve your claim if the estimate is high enough, they'll lowball you and then you'll have a salvaged vehicle thats not worth much on trade.
Reply With Quote
  #14  
Old 11-29-2005
Trevelyn1015's Avatar
Still El Presidente...
 
Join Date: May 2004
Location: Texas
Posts: 4,900
just so you know, filing a claim does not mean that they are paying, necessarily...

when you file the claim, they can deny you coverage, then raise your rates.

Reply With Quote
  #15  
Old 11-29-2005
karrbass4life's Avatar
Member
 
Join Date: Nov 2004
Location: Cincinnati, Ohio
Posts: 3,072
Get another Ranger with 2wd and LOWER it and get some racing tires, you wont make it through wet grass.
Reply With Quote
  #16  
Old 11-29-2005
SONICEDGE03's Avatar
Member
 
Join Date: Oct 2004
Location: Tryon, NC
Posts: 788
Awesome!
Reply With Quote
  #17  
Old 11-29-2005
Member
 
Join Date: Jun 2004
Location: Fayetteville, NC
Posts: 1,966
If you get it covered, just lower the 2wd you have now, its not like you are lifted or have offroad tires on it.
Reply With Quote
  #18  
Old 11-29-2005
Roach2004's Avatar
RF Veteran
iTrader: (3)
 
Join Date: May 2005
Location: Houston, TX
Posts: 8,320
Reply With Quote
  #19  
Old 11-30-2005
2004edge's Avatar
Member
Thread Starter
 
Join Date: Oct 2004
Location: Oswego, IL
Posts: 387
bump read my first post for the update
Reply With Quote
  #20  
Old 11-30-2005
Roach2004's Avatar
RF Veteran
iTrader: (3)
 
Join Date: May 2005
Location: Houston, TX
Posts: 8,320
Well I hope it keeps going good for you.
Reply With Quote
  #21  
Old 11-30-2005
2003stealthedge's Avatar
Member
 
Join Date: May 2005
Location: The ILL State
Posts: 1,297
how much are they gonna jack up your insurance
Reply With Quote
  #22  
Old 11-30-2005
2004edge's Avatar
Member
Thread Starter
 
Join Date: Oct 2004
Location: Oswego, IL
Posts: 387
$200 every 6 months
Reply With Quote
  #23  
Old 11-30-2005
Roach2004's Avatar
RF Veteran
iTrader: (3)
 
Join Date: May 2005
Location: Houston, TX
Posts: 8,320
Thats not that bad I guess.
Reply With Quote
  #24  
Old 11-30-2005
RF Veteran
 
Join Date: May 2005
Location: College Station, TX
Posts: 5,782
That's it?!? only $200 every 6 months? My dad makes it sound like they're going to double my insurance!
Reply With Quote
  #25  
Old 11-30-2005
Member
 
Join Date: Nov 2004
Location: Nacogdoches, TX
Posts: 222
kyle, they arent going to double ur insurance, and if they do, give me a call. It might go up 10-20 a month.....might....wont go any higher than that.
Reply With Quote
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Paying off your Ranger Lord Of War General Ford Ranger Discussion 76 02-24-2010 02:22 PM
engine paying back for pushing it seth556 General Ford Ranger Discussion 4 04-06-2009 09:26 AM
Im paying her off today n0thing43 General Ford Ranger Discussion 11 08-19-2008 08:56 PM
What are you guys paying for gear install? jaysend5.0 Drivetrain Tech 19 04-17-2008 12:54 AM
Lesson in paying attention while offroad... must read! rngprerunner General Ford Ranger Discussion 20 01-26-2005 07:29 AM


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -6. The time now is 02:03 PM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.