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Old 04-05-2006
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Deer damage & insurance

Before i even call the insurance co anyone know if it's considered a chargeable i have $500 dec, it could be worse but it's noticeable and the front fog light dosn't work but the lens is not broke so it may be a bulb, there were a lot of fawn colored hairs all the way down the side body panel and blood to, i washed most of it off. needless to say im pissed but lucky i just clipped it and not a head on and go off the [IMG]road.
i was on a highway going about 75 and i nailed it in the head/neck area, i slighly drifted to the right knowing not to pull the wheel hard so as not to roll, i think if i braked hard i would have hit it on center.



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Old 04-05-2006
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What do you mean by chargeable? Yikes!!! Rear door definate skin there, maybe the front door too. I know how you feel when that crap happens.

With my deer accident it was under comprehensive. Only damage was to the driver front door, made it whip around and bang. Estimate was 1K thanks to my grille guard or it would have been more. Still need to get it fixed though.

I forgot when I rolled mine the right side valance came off like your and I ended up getting a new one.

Last edited by jorlee; 04-05-2006 at 05:22 PM.
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Old 04-05-2006
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i think the valance just snapped off, taht should be like a 5$ clip... but both doors need to be fixed so id get an estemate before you call the insurance and see how much more then the 500$ it will be then decide off of that
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Old 04-05-2006
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If you need to take out some anger I recommend finding a deer and taking your anger out on it with abuckknife. Did you get to keep your deer or did it live or what? If I hit a deer I'd SOO keep that meat.
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Old 04-05-2006
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I had similar damage.. it was about 900 for both doors and front fender.
did not include the valance.
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Old 04-05-2006
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dude, is that blood on the ground in the last pic?

also yeah, the bumper looks like an easy fix.
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Old 04-05-2006
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DUDE....trust me you will have more than $500 in damage....i hit 3 deer last winter with the front of my ranger....just replacing lights, bumper, lower valance, fog lights, grill, painting the piece under the headlights, painting the grill, painting the lower valance and the bumper pad, and replacing the bugshield.....that was the cheapest.....it was almost $2400 to get fixed at the dealership...
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Old 04-05-2006
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straightedge, no thats not blood it rained earlier in the day just puddled water
the clips on the valance are snapped (2 of them) the push in plastic ones at the end of the valance wont snap in cause the chrome bumper is pushed in a bit so it's now misaligned.

Red_Ak_Ranger, i think i may now take up hunting,
all deer should be dead didn't stop but did see it 'roll and bounce' off the grassy side of the shoulder roadway.

jorlee, i guess what i mean is that it's a my fault accident like between to vehicles, which thinking about it now this would not be,
when i saw the damage i immediatly though $1000 as a round number, so im going to a body shop, the paint on the rear door is splintered so it's going to eventually rust the front door paint is split to i was initially thinking of removing the inside door panel and trying to push or pop out the metal but after further looking at it that may not be a fix, thanks to everyone with there comments.
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Old 04-06-2006
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its not your fault....it would fall under the comprehensive part of your insurance.......you should have a lower deductable for comprehensive insurance than your collision insurance.
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Old 04-06-2006
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i would think the valance would snap in a bit, cause mine was bent in 10x what yours is and it still snapped in, but yea if you lost the metal clips or the plastic ends. yer kinda screwed. they arnt that expensive if you get another off ebay tho.

good luck with the fix, i still have a crease in my door i gotta fix someday
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Old 04-06-2006
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Coming from a Three time deer striker (They are just large rats! ) It will be covered under your comp coverage which in most cases means no points and no deductible. I have never paid one red cent for deer damage. Neither has anyone in my family. You drive around hear long enough it will happen to you. Everyone in my family has hit a deer and Most of my friends too. My Buddy Matt has hit seven deer in his 7 years of driving. He is what we call unlucky.

Good Luck!

~HJ
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Old 04-06-2006
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hmm looks like you got some free hair along with all the damage...thats alwasy nice, lol
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Old 04-06-2006
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Quote:
Originally Posted by Rob99
Red_Ak_Ranger, i think i may now take up hunting,
all deer should be dead didn't stop but did see it 'roll and bounce' off the grassy side of the shoulder roadway.
In Hamilton County, Ohio you can go into select park districts at night and use a high powered rifle to take deer down since our population is so crazy, only thing is all the deer meat goes to the homeless.
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Old 04-06-2006
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Went to my cousin's body shop and he had the estimator go over everything for those of you that said about being covered by comp thats correct so i have a lower($100)deduc on that which im not going to have to pay anyway cause he'll accept the amount minus the dedc.
the fog light bracket is broke on the backside (and don't work)the chrome bumper has a dimple in it and the chrome is split or flaked, they are going to blend the paint into the front fender and adjust the back door after R&R cause it hits when closing, the grill honeycombs have a couple cracks in them
the insurance lady said i don't need a police report and the adjuster is coming tommorow to the body shop to look at it and authorize the repairs, they will order all the parts before they start so im not looking at to much down time although i have another vehicle to use anyway.

so the damage is $2438.89 (incl tax) parts, labor, paint, didn't ever think it would be that much but i didn't really go over it very good.
thanks to everyone who responded with there opinions.

QUOTE=LiftedFX403]hmm looks like you got some free hair along with all the damage...thats alwasy nice, lol[/QUOTE]
Yea LOL,and im not removing it so the adjuster see's it
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  #15  
Old 04-06-2006
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Quote:
Originally Posted by Rob99
Yea LOL,and im not removing it so the adjuster see's it
That's the best way to do it. Almost didn't get a new tonneau with my rollover because the adjuster saw that it was fastened properly on the truck. Went down the road and and it started flapping up in the air.


Keep your head high and make sure it's done to your satisfaction.
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