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-   -   Full coverage ins. How much do you pay (https://www.ranger-forums.com/general-ford-ranger-discussion-15/full-coverage-ins-how-much-do-you-pay-135604/)

evilclown312 09-02-2012 03:04 AM

Full coverage ins. How much do you pay
 
Hey guys, havent been around in a while, got busy with life.. Just wondering what you guys pay for Full coverage insurance... Paying 208 right now for FC on my 05, only one speeding ticket on record. Personally i think its a steep price. So if you guys dont mind sharing, what do you pay?

kylightening 09-02-2012 05:55 AM

I have usaa and pay for my 97 f150 , my wifes 05 kia, and my 89 ranger fc on all 175 a month. the ranger is coverd for 5 grand.

FULLSCALE 09-02-2012 08:32 AM

I was at about $110/month for my '07 Level II before I sold it.

Nit2wn 09-02-2012 11:46 AM

$225/month for 06 Superduty, 07 Mustang GT, 03 Lightning, 2011 Ranger 4.0 that are all full coverage pleasure vehicles [less than 7k a year with the Ranger set at less than 12k] We also have a 95 camry and a 2000 corolla with just liability in also for that price. No tickets for me and the wife got one 3 yrs ago for speeding. House is also bundled in to help discount both policies.

98liftedranger 09-02-2012 12:26 PM

$208 a month does sound expensive. Maybe shop around? The speeding ticket doesn't help but there are a lot of factors that could lead to why its so expensive. Mine has never been that high even when I was 16.

morris 09-02-2012 12:34 PM

I pay $188/month for mine and there might be a speeded ticket on there but it will be gone in a year.
My apt insurance is $33/month and when I get the quad finalized it'll be $230/year if I remember from what she said.

evilclown312 09-02-2012 12:37 PM

Yeah think im going to, just wondering what a good price is. I paid 115 a month for full coverege on my 99 before it got wrecked with a different company.. Have State farm now.

98liftedranger 09-02-2012 12:41 PM

How old are you? How many miles do you drive it a year? What are your deductibles?

robert99ranger 09-02-2012 01:32 PM

I'm 22 and pay about $320 every 6 months for full coverage on my Ranger

rangermainer 09-02-2012 01:38 PM

$246 a month for an 02 ranger with an speeding ticket

ZWilson07 09-02-2012 07:35 PM

I was $125 full coverage for my 06 extended cab 4x4 4.0, then I moved to a new zip code which caused it to go up to 130-135, and now I pay $150-155 full coverage for 06 dodge 1500 quad cab 4x4 hemi big horn edition.

Im 22, coverages and everything in my name only, low 700 credit score, but ive never had a wreck or ticket which helps alot im sure..

Some of what you all are paying is crazy! I couldn't even afford half of what some of you pay lmao.

99offroadrngr 09-02-2012 08:51 PM

$433/yr for the ranger full coverage. 1 accident RIP E4

ZWilson07 09-02-2012 09:32 PM


Originally Posted by 99offroadrngr (Post 2012878)
$433/yr for the ranger full coverage. 1 accident RIP E4

touch'e to you.

Are you military or anything? Just curious why yours is like crazy low.

99offroadrngr 09-02-2012 09:51 PM


Originally Posted by ZWilson07 (Post 2012882)
touch'e to you.

Are you military or anything? Just curious why yours is like crazy low.

no its on a policy with 3 other vehicles and i also live in the middle of nowhere in MA on the NH border. insurance around here is much cheaper than closer to boston.

ZWilson07 09-02-2012 10:15 PM


Originally Posted by 99offroadrngr (Post 2012884)
no its on a policy with 3 other vehicles and i also live in the middle of nowhere in MA on the NH border. insurance around here is much cheaper than closer to boston.

oh ok, sounds normal then. Its hard to compare apples to apples unless you only have the 1 vehicle, much less how it changes for each zip code.

My 06 by itself went from 125 to 132-135 just from a zip code change within the same exact county, just because the ratio of accidents was higher in that particular zip code.

Red_Ak_Ranger 09-03-2012 02:31 AM

Mine is 720/6months with my uhh..offense. Only was a rise of 100$ every 6 months.


But ----ing allstate or whatever i have, charged me 188/year for a no mudflaps ticket. ----ing assholes charged me as much as a DUI insurance increase costs despite the fact mudflaps have absolutely no risk to an insurance company.

evilclown312 09-03-2012 04:09 AM

Im 22, seems like i really need to shop around, also it is on a policy with multiple vehicles. I got a quote at progressive for right around the same. 170 at amfam, gonna check out all state.

Blhde 09-03-2012 08:36 AM

The ranger is around 40/month full coverage.

Tys 4x4 FTW 09-03-2012 10:46 AM

250/month full coverage on the G6 and the Ranger. I can't wait to turn 25.

PAShooter 09-03-2012 03:54 PM

390/6mo for collision...With 2 accidents and a careless driving ticket.

vista4.0 09-03-2012 07:40 PM

110 a month full coverage on a 07 ranger. 1 speeding ticket 3 years ago

pcollins 09-03-2012 11:35 PM

20 years old currently on my folks plan...costs me $640 every 6 months. Clean slate. No tickets or accidents. I have collision due to my loan.

brinker88 09-04-2012 07:22 PM

I'm 23 and have full coverage on my 93 and the bare minimum on my 97 beater topped with renters insurance for a grand total of $ 105/month.

StxDangerRanger 09-04-2012 07:36 PM

$1200 a year full coverage on the Buick (it isn't in my name, plus i live in the same county as Detroit)
I don't have full coverage on the truck. I'm paying like $800 and change a year for it.
I think its like $80/$90 a month

BLK02 09-04-2012 07:46 PM

22 and i pay $215 fully covered.


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