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  #1  
Old 09-02-2012
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Full coverage ins. How much do you pay

Hey guys, havent been around in a while, got busy with life.. Just wondering what you guys pay for Full coverage insurance... Paying 208 right now for FC on my 05, only one speeding ticket on record. Personally i think its a steep price. So if you guys dont mind sharing, what do you pay?
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Old 09-02-2012
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I have usaa and pay for my 97 f150 , my wifes 05 kia, and my 89 ranger fc on all 175 a month. the ranger is coverd for 5 grand.
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Old 09-02-2012
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I was at about $110/month for my '07 Level II before I sold it.
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Old 09-02-2012
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$225/month for 06 Superduty, 07 Mustang GT, 03 Lightning, 2011 Ranger 4.0 that are all full coverage pleasure vehicles [less than 7k a year with the Ranger set at less than 12k] We also have a 95 camry and a 2000 corolla with just liability in also for that price. No tickets for me and the wife got one 3 yrs ago for speeding. House is also bundled in to help discount both policies.
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Old 09-02-2012
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$208 a month does sound expensive. Maybe shop around? The speeding ticket doesn't help but there are a lot of factors that could lead to why its so expensive. Mine has never been that high even when I was 16.
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Old 09-02-2012
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I pay $188/month for mine and there might be a speeded ticket on there but it will be gone in a year.
My apt insurance is $33/month and when I get the quad finalized it'll be $230/year if I remember from what she said.
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Old 09-02-2012
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Yeah think im going to, just wondering what a good price is. I paid 115 a month for full coverege on my 99 before it got wrecked with a different company.. Have State farm now.
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Old 09-02-2012
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How old are you? How many miles do you drive it a year? What are your deductibles?
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Old 09-02-2012
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I'm 22 and pay about $320 every 6 months for full coverage on my Ranger
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Old 09-02-2012
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$246 a month for an 02 ranger with an speeding ticket
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Old 09-02-2012
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I was $125 full coverage for my 06 extended cab 4x4 4.0, then I moved to a new zip code which caused it to go up to 130-135, and now I pay $150-155 full coverage for 06 dodge 1500 quad cab 4x4 hemi big horn edition.

Im 22, coverages and everything in my name only, low 700 credit score, but ive never had a wreck or ticket which helps alot im sure..

Some of what you all are paying is crazy! I couldn't even afford half of what some of you pay lmao.
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Old 09-02-2012
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$433/yr for the ranger full coverage. 1 accident RIP E4
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Old 09-02-2012
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Quote:
Originally Posted by 99offroadrngr View Post
$433/yr for the ranger full coverage. 1 accident RIP E4
touch'e to you.

Are you military or anything? Just curious why yours is like crazy low.
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Old 09-02-2012
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Quote:
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touch'e to you.

Are you military or anything? Just curious why yours is like crazy low.
no its on a policy with 3 other vehicles and i also live in the middle of nowhere in MA on the NH border. insurance around here is much cheaper than closer to boston.
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Old 09-02-2012
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Quote:
Originally Posted by 99offroadrngr View Post
no its on a policy with 3 other vehicles and i also live in the middle of nowhere in MA on the NH border. insurance around here is much cheaper than closer to boston.
oh ok, sounds normal then. Its hard to compare apples to apples unless you only have the 1 vehicle, much less how it changes for each zip code.

My 06 by itself went from 125 to 132-135 just from a zip code change within the same exact county, just because the ratio of accidents was higher in that particular zip code.
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Old 09-03-2012
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Mine is 720/6months with my uhh..offense. Only was a rise of 100$ every 6 months.


But ----ing allstate or whatever i have, charged me 188/year for a no mudflaps ticket. ----ing ******** charged me as much as a DUI insurance increase costs despite the fact mudflaps have absolutely no risk to an insurance company.
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Old 09-03-2012
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Im 22, seems like i really need to shop around, also it is on a policy with multiple vehicles. I got a quote at progressive for right around the same. 170 at amfam, gonna check out all state.
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  #18  
Old 09-03-2012
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The ranger is around 40/month full coverage.
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  #19  
Old 09-03-2012
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250/month full coverage on the G6 and the Ranger. I can't wait to turn 25.
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  #20  
Old 09-03-2012
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390/6mo for collision...With 2 accidents and a careless driving ticket.
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  #21  
Old 09-03-2012
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110 a month full coverage on a 07 ranger. 1 speeding ticket 3 years ago
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  #22  
Old 09-04-2012
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20 years old currently on my folks plan...costs me $640 every 6 months. Clean slate. No tickets or accidents. I have collision due to my loan.
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  #23  
Old 09-04-2012
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I'm 23 and have full coverage on my 93 and the bare minimum on my 97 beater topped with renters insurance for a grand total of $ 105/month.
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  #24  
Old 09-04-2012
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$1200 a year full coverage on the Buick (it isn't in my name, plus i live in the same county as Detroit)
I don't have full coverage on the truck. I'm paying like $800 and change a year for it.
I think its like $80/$90 a month
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Old 09-04-2012
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22 and i pay $215 fully covered.
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