Im 25, and pay 145 a month for full coverage on my 4x4 06 ranger. Oddly enough, I was getting some quotes on other vehicles and my insurance would actually be LESS with an 08 V8 mustang. Whats up with that?

Every auto insurance online quote I have gotn has had the same results. Is there a reason a truck would have igher insurance rates? Is it the fact they think its being used and abused more?

 

4x4 has the potential to do damage off road?

 

wow i wish i had your truck and insurance, i pay 265 a month im 20 clean record and i have a 94 2wd 169K mile truck......and i have my states minimum of liability, outch.

 

Thats why I mentioned the "25 years old" thing lol :D. Dont worry, insurance takes a nosedive at that age, mine dropped $50 a month.

 

Thats what I'm thinking. Or the fact its just a lrger vehicle or that it may be used for work, and more likely to suffer body damage?

But I'm seriously considering getting one of the new mustangs. I moved to NYC last year, and my truck hasnt seen mud since

 

I pay $1,850 every 6 months for full coverage. Perfect record and everything. Insurance companies are crazy!!

 

You All are getting ripped.

For my 2004 4x4 truck it was $960 a year. Full coverage.

4x4 should accually make it cheaper.

Now with a 88 buick my insurance is 1080 a year with my truck and car.

Do some shopping around. You need a better plan.

 

Sucks for you Yorkers

Insurance lady told me its cheaper due to its considered a saftey feature

But when I do the quote online it shows it at the same rates

but all insurance companies are diffrent and she has been my agent since I was 16 so she might have hooked me up

 

I dunno...I kinda like car insurance. Of course, I'm only 19, and have yet to venture out onto my own insurance....but I have an 06 ranger in my name...full coverage. I wrecked it in feb on my way to work after being run off the road and catching slush and ice because some dick was in a hurry and then just kept on going, and I only paid $500, as opposed to the $10k+ damage done to the truck.

 

for full coverage on my 2000 ex coupe civic and liability and comp. on my 1994 ranger 4x4 3.0 supercab, i pay $121 per month and i am 28 years old.

deductibles = $100 collision and $50 liability.

i have USAA (veterans) insurance, suppose to be the #1 company around.

 

I am 23, paying $110 per month for full coverage on my '01 4x4 XLT Ranger.... military perks, definitely do love them Ex-Marine, and proud of it! Just waiting till I hit 25, see what happens then =)

 

There is a trend in the insurance game. Pay your premiums in 6 month lots instead of monthly.

For what it's worth.. I'm 37yrs old, perfect record, live in a high population / high risk area, $500 deductible, $100 ded for glass, and pay $410 every six months for progressive insurance. That = $68 a month for my 06 FX4

Now.. if I were to pay it monthly it would cost me and additional $68 a month!!! Keep in mind there are two cars lumped in there.. but still paying monthly will kill ya.

Honestly it's worse than a credit card interest rate! Guys.. look into paying every six months and you might be supprised. Thinking "monthly payments" is a very bad financial way to live.

Rich

 

nevermind I had to read it again lol

I may have to check out progressive again. They where $200 higher last time I checked them out. Maybe they will be cheaper every 6 months then my current insurance

 

well we are paying $650 a year for full coverage on my ranger, with 250/500 coverage.... now on the Ford E350 cutaway van (think Uhaul) we are paying $850 with 100/300 in jan of 06 we dropped all liability from $2,000,000 to what it is now to save money, and then i get hit with 2 accidents! ugh!

I imagine my insurance is gonna go thru the roof tho, since I now have 5 pts on mylicense cause some ahole young kid was doin 60+ in a 35 on a scooter with no light at midnight. Such as life I geuss... I get the ****ty end of the stick cause the judge doesnt wanna 'rock the boat'

 

Allstate vs California, who wins?

http://www.carinsurance.com/news/content3062.aspx

 

I'm paying a little over a $100/month and I don't have a clean record, I'm 24, in NY. Check out Geico, I switched and started saving $50/month over Alstate.

 

i'm 40. last accident: july 1988. last ticket: feb 1997. i have full coverage insurance with $50 deduct. my truck is a 2001 ranger 4x4 supercab 4.0L. insurance paid monthly: $75. or $450 every 6 months/$900 a year.

sure, there may be a cheaper rate, but those who get a cheaper rate, are the ones with a $500 or (god forbid) $1000 deductable. sorry, if i get into an accident, i'd like to pull out two twenties and a ten and say: "there ya go, fix that truck!"