Are you making payments? - Ranger-Forums - The Ultimate Ford Ranger Resource


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View Poll Results: Do you make payments?
Yes 62 50.82%
No 60 49.18%
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  #1  
Old 03-31-2010
cmc474's Avatar
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Are you making payments?

This really is a random thread but are you making payments on your Ranger? Or did you pay cash?

Just wondering because personally if I was making payments on my Ranger I would be disappointed as I don't like the ride and truck compared to other trucks. (don't ask me why I just feel that way)
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  #2  
Old 03-31-2010
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of course i am lol ford motor credit ftw!
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  #3  
Old 03-31-2010
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I love my truck, hate the way it rides. But it's what I wanted, so I'm not complaining, yet.
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  #4  
Old 03-31-2010
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Do I make payments? No.

Did I make payments? Yes.


lol.


$10,588...paid off in a little more than 3 years.
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  #5  
Old 03-31-2010
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$375 every month, woo.
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  #6  
Old 03-31-2010
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paid off
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  #7  
Old 04-01-2010
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$336 a month (shoulda been $301, but I got warranty and gap) plus my interest rate is through the roof. Building credit FTW!
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  #8  
Old 04-01-2010
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9.99% when I did mine. No credit, no nothing when I got the loan. I wasn't even able to refi it when I tried about 2 years after getting the truck. lol.
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  #9  
Old 04-01-2010
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Umm, i paid my dad because he didn't' want the truck? lol. I got one hell of a deal I'll tell you what!
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  #10  
Old 04-01-2010
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Had mine paid off before I got my license though my school marks suffered...ftw?
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  #11  
Old 04-01-2010
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341.69 a month for the past 4 years and 11 months. One more payment to go and she is all mine.
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  #12  
Old 04-01-2010
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Yeah I got that stupid extended warranty too, what a waste... my interest rate was like 13%, luckily my mom agreed to co-sign and it dropped to 7.25%
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  #13  
Old 04-01-2010
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353.10/month for almost 2 years now lol @7.99%
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  #14  
Old 04-01-2010
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I will find out exactly how much my payment will be tomorrow, when I sign the loan papers on my 05. I'm guessing anywhere from $270-300 a month. I have a pretty low interest rate at 5.5%. My first truck with monthly payments. My good friend Jake (Lord of War), made the last payment on his 02 Ranger this month...and i'm starting my first. Kinda funny.

My Bronco has been paid off for years. I bought that from my old man with 7k cash.
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  #15  
Old 04-01-2010
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I should look into refinancing mine once I get my credit cards paid off.
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  #16  
Old 04-01-2010
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paying 250 a month at 9 percent interest at age of 18 with no credit but i work at dealership where i bought it rides 10 times better than my old blazer though so im pretty happy with it and only got like a year and four months to go
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  #17  
Old 04-01-2010
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214 a month. should be paid off soon.
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  #18  
Old 04-01-2010
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I do right now, but in a few months I wont be.
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  #19  
Old 04-01-2010
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0% for 6 years on financing, inc extended warranty, maintenance and options? Why would I drop nearly $30k cash on a truck when they'll carry it for me for free basically. Got 5 years left of $500/mo payments, guess I really didn't need quite every option I could get besides chrome.... LR
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  #20  
Old 04-01-2010
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$378.88 a month for 60 months at 1%. have 29 months left, but i'll be pissed if i make it to 28. to answer your question about how happy i am, I'm not haha, it's just not the vehicle for me. my next payment is april 21st so i'm hoping it'll be gone by april 14th. then I'm buying a $500 beater that i hope will last me a year or two, then I can buy a nice f150 fx4 (step side) or 4door jeep JK for cash. :)
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  #21  
Old 04-01-2010
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I bought mine used in 2003 at a cost of 15500.00 and it had 12280 miles on it. Paid 500. out of my pocket, Traded in my 97 cobra. My cobra never seen rain or dirt for that matter, always garaged. Now my ranger has 43000 miles on it. Its a teen now lol
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  #22  
Old 04-01-2010
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i have a question when for when you refinance, how does that work? im new to this kind of thing. When i frst got my job, i had a few things causing my interest rate to go up. First, i just had got a new job, so that didnt help. Credit score wasn't great, and i didnt pay a whole lot down ($1500). I had a co-signer. I'd like to refinace now that my credit score has gone up (about 70 points). I'd like to refinance to get my payment payment lower possibly. But im more concerned about getting my interest rate lower and getting my co-signers name off of the truck.

So how does it work? Ive been paying on the truck for a year and a half now never missed a payment. What happens when you refinance, you basically extend your payments another year. Is it pretty much like getting a new loan on the truck? someone please explain
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  #23  
Old 04-01-2010
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Mine's $111 bi-weekly. I put a good sized down payment on it though. But my mods have already surpassed what I've paid in payments... lol
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  #24  
Old 04-01-2010
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mines paid off but when i was making payments 5 years ago it was around $150 a month.
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  #25  
Old 04-01-2010
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I did... it's all paid off now, I'm glad to be rid of that $415/mo. payment.
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