View Poll Results: Do you make payments?
Yes
62
50.82%
No
60
49.18%
Voters: 122. You may not vote on this poll
Are you making payments?
Member
Joined: Jul 2007
Posts: 737
Likes: 3
From: Ohio
$ 219.60 for 60 payments. I've already made 35 payments and I have 25 payments to go.
I'm perfectly happy with my 2003 Ranger XLT and plan on keeping it for a long time after it's paid for. The original plan was to make payments for 5 years and then drive it with no payments for another 5 years, so far I'm right on track.
I'm perfectly happy with my 2003 Ranger XLT and plan on keeping it for a long time after it's paid for. The original plan was to make payments for 5 years and then drive it with no payments for another 5 years, so far I'm right on track.
Member
Joined: Dec 2009
Posts: 114
Likes: 0
From: Riverside, CA
If she cant afford it in five years maybe look at a less expensive vehicle. She is going to be making payments on a truck will have probably already died by the time her loan is up.
Member
Joined: Dec 2008
Posts: 1,060
Likes: 0
From: Williamston, NC
I paid for half of mine with cash, and then wrote a check for the other half. Its nice that way. No payments, or worrying about how you are going to make the next payment. I know its hard, but I believe in not buying something (small like a truck) unless you have the cash to buy it.
i have a question when for when you refinance, how does that work? im new to this kind of thing. When i frst got my job, i had a few things causing my interest rate to go up. First, i just had got a new job, so that didnt help. Credit score wasn't great, and i didnt pay a whole lot down ($1500). I had a co-signer. I'd like to refinace now that my credit score has gone up (about 70 points). I'd like to refinance to get my payment payment lower possibly. But im more concerned about getting my interest rate lower and getting my co-signers name off of the truck.
So how does it work? Ive been paying on the truck for a year and a half now never missed a payment. What happens when you refinance, you basically extend your payments another year. Is it pretty much like getting a new loan on the truck? someone please explain
So how does it work? Ive been paying on the truck for a year and a half now never missed a payment. What happens when you refinance, you basically extend your payments another year. Is it pretty much like getting a new loan on the truck? someone please explain
This link has a lot of good info and some places where you can get quotes online:
Car Loans, New Car Loans, Used Car Loans, auto loan, Guide to Car Loans, New Auto Financing, Used Car Financing, Car Loan Scams
holy crap, thats like buying a house! i didn't even think that you could get a loan for that long for a car...
Member
Joined: Apr 2006
Posts: 356
Likes: 0
From: Ganado, TX
The Ranger was paid for in cash.
But I decided to finance the F250 for 5 years since I was able to get a 5% interest rate. So now I pay $495 every month for my 2009 F250. It's not too bad making payments, especially when you auto-draft from your account.
But I decided to finance the F250 for 5 years since I was able to get a 5% interest rate. So now I pay $495 every month for my 2009 F250. It's not too bad making payments, especially when you auto-draft from your account.
