Are you making payments? - Page 2 - Ranger-Forums - The Ultimate Ford Ranger Resource


General Ford Ranger Discussion General discussion of the Ford Ranger that does not fit in any other sub-forum.

View Poll Results: Do you make payments?
Yes 62 50.82%
No 60 49.18%
Voters: 122. You may not vote on this poll

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  #26  
Old 04-01-2010
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$261/mo at 3.9% only $5000 left. hoping to have it payed off within the year.
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  #27  
Old 04-01-2010
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payed mine off
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  #28  
Old 04-01-2010
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$ 219.60 for 60 payments. I've already made 35 payments and I have 25 payments to go.

I'm perfectly happy with my 2003 Ranger XLT and plan on keeping it for a long time after it's paid for. The original plan was to make payments for 5 years and then drive it with no payments for another 5 years, so far I'm right on track.
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  #29  
Old 04-01-2010
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paid off
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  #30  
Old 04-01-2010
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I paid cash and rode him with the title in hand for both of my Rangers.
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  #31  
Old 04-01-2010
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Paid in full the day I drove it home. I'm very fortunate my parents were able to get it for me. (16th b-day)
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  #32  
Old 04-01-2010
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$370 a month... sigh but I only have like less than $3000 to go!
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  #33  
Old 04-01-2010
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Bought used, Paid Cash, No Payment - Priceless.
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  #34  
Old 04-01-2010
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Mine was paid for when I bought it
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  #35  
Old 04-01-2010
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Paid off.
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  #36  
Old 04-01-2010
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Off topic but kind of on: My buddies sister is making payments on a 2010 Dodge Ram for 11 years....
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  #37  
Old 04-01-2010
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Mine's only 203/month with 6.9% interest.
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  #38  
Old 04-01-2010
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My payment is 153 at a 5.4% APR (but I pay $200 to get it paid off in 4 years, 2 to go). I put $2k down, $9,800 I think was the sale price
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  #39  
Old 04-01-2010
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Cash here.
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  #40  
Old 04-01-2010
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i pay $207 a month. got less then 2 years left
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  #41  
Old 04-01-2010
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Quote:
Originally Posted by cmc474 View Post
Off topic but kind of on: My buddies sister is making payments on a 2010 Dodge Ram for 11 years....
If she cant afford it in five years maybe look at a less expensive vehicle. She is going to be making payments on a truck will have probably already died by the time her loan is up.
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  #42  
Old 04-01-2010
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I paid for half of mine with cash, and then wrote a check for the other half. Its nice that way. No payments, or worrying about how you are going to make the next payment. I know its hard, but I believe in not buying something (small like a truck) unless you have the cash to buy it.
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  #43  
Old 04-01-2010
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Quote:
Originally Posted by Fx4wannabe01 View Post
Do I make payments? No.

Did I make payments? Yes.


.
Same here
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  #44  
Old 04-01-2010
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Quote:
Originally Posted by dixie_boysles View Post
i have a question when for when you refinance, how does that work? im new to this kind of thing. When i frst got my job, i had a few things causing my interest rate to go up. First, i just had got a new job, so that didnt help. Credit score wasn't great, and i didnt pay a whole lot down ($1500). I had a co-signer. I'd like to refinace now that my credit score has gone up (about 70 points). I'd like to refinance to get my payment payment lower possibly. But im more concerned about getting my interest rate lower and getting my co-signers name off of the truck.

So how does it work? Ive been paying on the truck for a year and a half now never missed a payment. What happens when you refinance, you basically extend your payments another year. Is it pretty much like getting a new loan on the truck? someone please explain
It is like pretty much going to a different bank and getting a new loan. Go to any other bank (can't use the one you have the loan exsisting with) and tell them you want to refinance your auto loan. They'll give you a quote and if you want to accept it they will send the bank that the loan is currently with a check and you just have to pay the state to transfer the lien holder on the title. Thats pretty much it.

This link has a lot of good info and some places where you can get quotes online:

Car Loans, New Car Loans, Used Car Loans, auto loan, Guide to Car Loans, New Auto Financing, Used Car Financing, Car Loan Scams
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  #45  
Old 04-01-2010
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Ranger and all mods are paid for.
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  #46  
Old 04-01-2010
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Quote:
Originally Posted by cmc474 View Post
Off topic but kind of on: My buddies sister is making payments on a 2010 Dodge Ram for 11 years....
holy crap, thats like buying a house! i didn't even think that you could get a loan for that long for a car...
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  #47  
Old 04-01-2010
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paid for.
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  #48  
Old 04-01-2010
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The Ranger was paid for in cash.

But I decided to finance the F250 for 5 years since I was able to get a 5% interest rate. So now I pay $495 every month for my 2009 F250. It's not too bad making payments, especially when you auto-draft from your account.
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  #49  
Old 04-01-2010
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Let's see...

On my 01 Dakota I paid $315 a mo.
02 Ranger 363 a mo
03 Jeep Wrangler 376 a mo.
05 ranger 408 a mo.
07 fx4 f150 530 a mo.

Now I have an 02 Ranger and I'm paying 150 a mo heh
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  #50  
Old 04-01-2010
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Yep sure am and i dislike the 255/month but hey i love the truck so im not complaining... Ive still got 4 years left on the loan.. I hope i can pay it off before then though
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