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  #51  
Old 02-09-2011
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Quote:
Originally Posted by Bird76Mojo View Post
If the guys bank account balance was too low, it wouldn't allow Paypal to make a withdrawal.


Where's this thread on TheRangerStation??? Link?? It's time to start tracking this guy down to get some answers.



GB :)
Yeah thats what I'm thinking as well. If the bank refused the withdrawl I'm not sure what else paypal can do.
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  #52  
Old 02-09-2011
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Yeah I don't know where the thread on TRS is. And it came out of my savings account and I used my Mastercard Global Payment card...which isn't exactly a credit card...but still. Damn, this whole thing is such a headache. I just want my money back!!!! Gah!!!
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  #53  
Old 02-09-2011
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Originally Posted by Dweano View Post
Yeah I don't know where the thread on TRS is. And it came out of my savings account and I used my Mastercard Global Payment card...which isn't exactly a credit card...but still. Damn, this whole thing is such a headache. I just want my money back!!!! Gah!!!
If you want you can give paypal a call. I had to call them last year about something and they were super helpful
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  #54  
Old 02-09-2011
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paypal covered me as a seller when i got bopped by some guy. i got my money but some guy in tajikistan got a free iphone.

escalate the dispute to a claim. paypal has the buyer protection, if you don't get your item, you should get a refund. I've done it. you can call them if you want and talk to someone.

you have 45 days to open the dispute from the transaction, then 20 from the date you open it to escalate it. if you escalate it, they will launch an investigation, put his account in the negative if that's the case, and give your money back. then he can't use paypal until the debt is repaid, not sure what they do from there, but you'll have the money by then and it won't matter.
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  #55  
Old 02-09-2011
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Paypal "should" offer him a refund anyway, and then go after the guy themselves, but I don't think that applies to private transactions. I think that only applies to problems that occured after a purchase on Ebay. People think that you're protected as a buyer by using Paypal, when in reality, you're not always covered. Read the terms of service.


Regardless, it's time to find this guy and get this straightened out.



GB :)
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  #56  
Old 02-09-2011
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it's not transactions just through ebay. I read over it. only thing is if the payment was marked as a gift or something. it has to be sent as for goods/service.
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  #57  
Old 02-09-2011
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Sounds like you got "wenzeled", sorry to hear that bro, hope everything gets sorted out quickly tho, thats a lot of money.
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  #58  
Old 02-09-2011
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Quote:
Originally Posted by dirttrackracer View Post
made a thread on trs

I searched and found your username, and no such thread existed..



GB :)
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  #59  
Old 02-10-2011
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I found no thread either. I guess I will start one and basically just link it to this one haha. I believe the dispute has been escalated to a claim already? Paypal says its a claim due to non receipt so...I think stuff should be kicked into high gear! I dunno what else to do. Give em a call soon if it doesn't pan out
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  #60  
Old 02-15-2011
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Gave Paypal a call and said it should be all good...they said in a day or two I should see another email saying I got the money. Hopefully they are right
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  #61  
Old 02-15-2011
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if they say so I believe it. they are a good company.
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  #62  
Old 02-15-2011
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If that guy took you for your money and didn't ship the parts, even if you got your money back through Paypal, there should still be a bashing on every forum he's a member of. Especially if he was actively browsing therangerstation AFTER taking your money.

If something happened to him where he couldn't get ahold of you or ship the parts, etc, then I could understand. It just sounds like he took your money and didn't try to contact you or anything. Him being active on therangerstation after the transaction took place is reason enough for a bashing.


GB :)
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  #63  
Old 02-15-2011
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I couldn't agree more!! I have yet to get my money back as well...
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  #64  
Old 02-16-2011
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Got this email this morning:

Hello Dean Eby,

We have concluded our investigation into your case and have decided in your
favor.

We were able to recover $400.00 USD and this amount has been credited to
you. Please allow five business days for this adjustment to be posted.

If you are due any additional funds, we will make our best effort to
recover the balance from the seller.


If the seller's account has insufficient funds to complete the refund owed
to you, please be assured that we will take appropriate action against the
seller's account, which may include limitation of the seller's account
privileges.


Yaaaaaaaaaaaaaaaaayyyyyyyyyyy!!!

and then I got this email just now:

Hello Dean Eby,

The refund sent by christopher silva ([email protected]) did not clear from the sender's bank. You have not received funds for this payment in your PayPal account.

Please contact christopher silva regarding this refund

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  #65  
Old 02-16-2011
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How did you pay? Credit card? If so, why not call them? It would have been taken care of long ago.
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  #66  
Old 02-16-2011
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who doesn't have 400 bucks in their bank account, seriously. He must have moved all his money to savings knowing this would happen.

As KLC said, call paypal
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  #67  
Old 02-16-2011
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well he was talking about calling the credit card company.

i still think paypal will refund the money though. plus it will be tough for this guy to use paypal again unless he pays you back or opens a new bank account or something...
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  #68  
Old 02-16-2011
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Quote:
Originally Posted by SteelDirigible View Post
well he was talking about calling the credit card company.

i still think paypal will refund the money though. plus it will be tough for this guy to use paypal again unless he pays you back or opens a new bank account or something...
Paypal can't get the money if it isn't there.

The guy probably had 2 bank accounts. Yours went to the one he never used and now he is $400 richer.
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  #69  
Old 02-16-2011
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Originally Posted by 98liftedranger View Post
he is $400 richer.
yep. hes a scumbag
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  #70  
Old 02-16-2011
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I meant call the credit card company or your bank, whatever applies. I wouldn't have even bothered with PayPal.

Also, if the guy was smart, he wouldn't have his PayPal account and bank account linked. I don't know about you guys, but I don't want a third party to have access to my money. I've heard a ton of horror stories about it too.
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  #71  
Old 02-16-2011
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Quote:
Originally Posted by 98liftedranger View Post
Paypal can't get the money if it isn't there.

The guy probably had 2 bank accounts. Yours went to the one he never used and now he is $400 richer.
i was talking about buyer protection.... you're supposed to be covered, and they DID decide in his favor...

Call PayPal and talk to them about it because I'm pretty sure you should get money back even if it's out of PayPal's wallet.
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  #72  
Old 02-16-2011
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Or track him down and make him see it your way
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  #73  
Old 02-16-2011
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I said it before. You're NOT COVERED when it comes to Paypal.


GB :)
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  #74  
Old 02-16-2011
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weird, guess they made an exception for me....

guess i'd call anyway, i mean if they made an exception just for me, they'd probably do it again.. what do i know..
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  #75  
Old 02-16-2011
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you seemed adamant, so I did some research.

You can read here:
http://www.dummies.com/how-to/conten...ion-cover.html

wait, thats for purchases on ebay!!!

ok...
read here:
http://forum.saxontheweb.net/showthr...Ebay-purchases

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Quote:
Swingtone started a thread about this, above the open threads. Quite honestly...although it HAS been made a Sticky and the thread closed...I do feel that there are several inaccuracies on his part in his reporting/interpreting PayPal policy. So I do not think it an accurate representation of the way a Paypal dispute really works. I say this only because I recently had an experience on a non-eFlay transaction where PayPal became involved, and their actions contradicted what Swingtone represented as their policy (contradicted it in a GOOD way, as far as buyer protection goes).

Here's the thing: if YOU, as BUYER, are unhappy with the resulting purchase and the seller tries to play hardball with you, you can file a claim thru Paypal and the seller's account is automatically DEDUCTED the transaction amount. This becomes a HUGE, HUGE incentive for the seller to resolve the issue...because that deduction effects all future transactions the seller makes via PayPal as long as it remains in effect. Honestly....the buyer's gripe doesn't even need to have any validity whatsoever, initially. As soon as that claim is filed..zap...the seller's account gets deducted. The $ remains deducted from the account until either seller and buyer mutually resolve their differences, or PayPal is asked to make a decision.

Now, as Rispoli says...should it come to THAT (PayPal making the call)...I would agree, it probably becomes a crap-shoot. So perhaps it would be best to avoid that avenue (although you can bluff it). But the amount of leverage put on the seller to communicate and resolve the problem is actually pretty HUGE, imho. So, at least for the first 75% of the dispute...the buyer is in the driver's seat, really; the seller is up against the wall for that time.

Remember, it really is all about leverage. How do things look from the seller's point of view ? The messages and info the seller is receiving thru PayPal generally contain semantics favorable to the buyer who files the claim.
So, having the fact that the transaction was funded via credit card is also a good card to have in your hand. It may ultimately prove fruitless, but it's more leverage on seller to resolve (i.e. "if PayPal doesn't see it my way I will file a claim w/ my card...so this won't be over by a long shot. So let's just come to a resolution now.")

I agree w/ Kritavi; have the seller accurately describe what you are buying in a Payment Request which he/she sends to you.

"In good vintage shape"...is bad news.

Or my favorite one of all time: "...may need some adjustments"

"In good physical, structural, and functional condition ~ horn plays up and down with no issues; and is free of body bends and major/significant dents "...is more the sorta semantics you want to have on the Payment Request you receive.

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Quote:
If you do a transaction outside of ebay you can ONLY file for non receipt of item. Meaning if she doesn't send you the package you can file to get your money back. You cannot file a SNAD claim outside of ebay. Meaning, if the seller decided to send you sneakers, instead of the item you think you are buying, you will have no recourse through paypal.

I for one ONLY buy/ sell outside of ebay to people who I know and have done business with in the past.

According to the dummies.com article, once you file with our credit card company that voids your paypal coverage.

Please just give PayPal a call, they are MUCH more helpful than the online, you talk to REAL people. You have to get a pin number online before you call.
Go here to do that and click call us:
https://www.paypal.com/us/cgi-bin/he...&t=escalateTab
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