hand me down on my 2000, I split the loan on my tundra with my parents for 2 years, then Im paying the last 3 years my self.

 

Needed a new car....fell in love with my truck.....Grandpa wrote a check for 18,600.....Paid him like i was paying the dealership...but without intrest...so they didnt make money.....400$ a month....paid off now...


Rocky

 

#3 on my last 3 trucks (8500), (4000), and (500) lol my truck i have now being the 8500 one lol i know i wont be able to buy my forth cause i have a GF now and man did that bank roll drop in the last 2.5 years lol

 

My first two trucks:
My current 2003:

 

grandma put 1800/down for me... im payin 333/month for 64months i think? hell if i kno.. all i kno is i gotta pay the ****.. lol

 

Loan thru FO MO CO......

 

1) I needed a car when I was going off to school and I wanted a 4x4. Dad was starting to think about getting a new vehicle anyway, so he decided to let me take the Ranger.

 

parents paid for it

 

Half paid with a trade in and the rest a loan through my work's credit union

 

Credit union loan for both of my last rangers. I own all my vehicles out right now though. I will never get a loan for anything ever again let alone a car.


I bought into the Whole Drive free Thing from Dave Ramsey and it works.

http://www.daveramsey.com/etc/lms/drive_free/

The only thing I don't believe in of his is the "never use Credit" I use Credit for everything and pay it off at the end of the month. I have a rewards card so I actually make money off of this. Now it is scary if you have no self control, but for me it is great.

~HJ

 

Ordered it through the Ford Fleet Manager on my employer X Plan.

Worst part of this whole deal was shortly after delivery, my wife and I separated. I was living/working in Fl, she and my truck were in VA. Came "home" one weekend to visit my sons, no truck in sight. Hmmm.

The loan was in both our names. Her attorney told her to "hide" the truck until I re-financed it in my name only. Then, her attorney gave my credit union no end of BS to let that re-fi happen. Pure harassment.

I finally got it back (from the pastor's barn) almost a year later.

Imagine paying a loan payment and full coverage insurance for a year on a vehicle you can't even FIND, let alone DRIVE. Thankfully, it didn't sit idle all that time. She AND that pastor used it occasionally to haul stuff. And to think I GAVE that pastor two perfectly good, running vehicles in the past, an 87 Accord and a 88 Caprice Classic.

She had the almighty gaul to ask me a while ago if she could "drive my truck for old-times sake". Yeah, right.

 

cash

 

well, dad is the 'official' owner since i didnt have enuff credit to buy a new vehical... however,i have paid for most of it. I was doing very well up until my accident last year.... then the money for the truck ran out in august of 06. thats when dad started picking up the payments. I have made payments myself on it here and there since thru jobs i have done.... but if it werent for dad, i wouldnt have the ranger.

 

number 3,i had to save for a while,thank god it is mine now.

 

I sold the truck I was driving, and started looking for a Ranger. I was truckless for a week or so, and found a Ranger. I bought it myself, well actually there was about a thousand $ difference from what I sold my truck for and the Ranger, so my parents put in the extra money to get it and I paid them back. So its 100% mine.

 

Loan...traded in a modded 03 mustang gt

 

A mix of 1, 2 and 3.

I paid for 90% of mine in cash. My mom loaned me the other 10%, which I repaid within a month or two.

 

Loan through my parents. Paid it off a year early, sold the truck and used that money plus some for my new car. All cash.

 

ford motor credit loan - then slowley gettinmg it the way it is now - as money comes in that i can use for it - thats when stuff gets bought

 

My first car under my name. Saved $3k for a down.

 

loan through the bank, everything done to it is my cash, more will come when I pay them dam doctor bills from my son being born, or if I get deployed again with the MTARNG.

 

company truck....a company that will one day be mine also

essentially its a loan I suppose...I can't have the truck unless I stay in college and work for the company...that would be my payment type, lol

 

I bought my first car(may parents added 300) and after a year of dumping money($3200ish, most of which they paid for) into it I told them I wanted/ needed something else that was more reliable. We went over my budget to see if I could afford a newer car and I couldn't so they bought my truck for me. Ihave paid for all the toys and repairs though. Poor truck was bone stock when I bought it.

 

loan.