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General Ford Ranger Discussion General discussion of the Ford Ranger that does not fit in any other sub-forum.

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  #126  
Old 12-04-2007
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Well #2 is the loan from bank then #8 over the years built it up.
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  #127  
Old 12-04-2007
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i got a bank loan for both of mine but i drive 'em like i RENTED 'em.
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  #128  
Old 12-04-2007
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Quote:
Originally Posted by dangerranger88
i drive my moms 93 escort all the time in the winter. id rather drive that in the winter than my truck!
I am with him i have NEVER NEVER owned a better vehicle in the snow then my Escort GT.. he must have some crappy tires. my little thing went threw everything
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  #129  
Old 12-04-2007
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Its a loan for this guy...but i needed the wheels for college....
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  #130  
Old 12-04-2007
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not sure where i fall.. i bought and sold enough cars in the past year and a half to afford mine.. but asked my dad for a small portion just to keep some money in the bank.. 06 lvl 2... and 17!
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  #131  
Old 12-04-2007
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Bought the last 3 vehicles all on my own. 93 Ranger, 99 Firebird and 07 Ranger Sport. Damn those interest rates.
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  #132  
Old 12-04-2007
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[QUOTE=Jester983]Loan from parents. Dad owns the truck so if I screw up.. bye bye truck..

Same here parents bought it and still own it 1 screw up bye bye Ranger!
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  #133  
Old 12-04-2007
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i like having it mostly paid off.. then the whole parent taking it away risk goes away!
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  #134  
Old 12-04-2007
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Cash

I dont do vehicle loans anymore, or credit cards. The only thing we owe on is the house.

Ive gotten help from parents on 2 vehicles. My first car 81 Mustang that I bought from mom in 1990, she gave me $100 toward the $1200 that I paid for it. Then when I bought my 95 Ranger my stepdad cosigned for me.
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  #135  
Old 12-04-2007
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i'm on my second truck now, so i figured i'd answer again, lol.

once again i got a loan.
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  #136  
Old 12-05-2007
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#3 I saved up and paid cash. Not having vehicle payments, house payments, credit card debt, etc. is wonderful!

Get rid of interest payments and debt and you won't believe how much money you have to buy toys with.
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  #137  
Old 12-05-2007
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1. My father. He didn't want to drive my **** around anymore, and some other stuff.
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  #138  
Old 12-05-2007
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Well I was working the corner one night and this chick pulled up in a brand new sonic blue 04 ranger edge and said "I have a great special for you if you will just come in my office we can talk about it" How could I resist....thought later I was kind of sore, but hey I got a brand new truck!!!
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And financed it through ford and man I wish I would of had lube with me. The interest rate was HUGE!!!!!
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  #139  
Old 12-05-2007
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dad bought it for me after i sold my bagged f150 as a finishing highschool gift even tho i was already in college! thanks dad!
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  #140  
Old 12-05-2007
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Quote:
i drive my moms 93 escort all the time in the winter. id rather drive that in the winter than my truck!

Totally agree. i used to drive a 2wd 84 Ranger in the winter..........the handling is absolutely horrible on those older models, I hated driving it any time of the year.

Here's what happened the second winter.....I just couldn't put up with it anymore

Last edited by ONEDGE04; 07-17-2008 at 11:06 PM.
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  #141  
Old 12-05-2007
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By some quirk of nature, the stars aligned just right, and the financing gods decided to lend me the money. I honestly didn't think I'd get the loan, but I did. Don't ask me how, I don't have a clue. So now I have a 2003 Ranger XLT and a reasonable monthly payment. It'll be paid off in about 4.5 years and I'll probably keep it another 4-5 years after that, we'll see.
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  #142  
Old 12-05-2007
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Quote:
Originally Posted by dj wayne
By some quirk of nature, the stars aligned just right, and the financing gods decided to lend me the money. I honestly didn't think I'd get the loan, but I did. Don't ask me how, I don't have a clue. So now I have a 2003 Ranger XLT and a reasonable monthly payment. It'll be paid off in about 4.5 years and I'll probably keep it another 4-5 years after that, we'll see.
During that extra 4-5 years after paying it off, keep putting your payment aside each month, use what you have to for repairs but after awhile, especially since you wont be paying interest, go pay cash for your next one
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  #143  
Old 12-05-2007
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We'll see, I'll think about that when I get there. Who knows ??
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  #144  
Old 12-05-2007
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I traded in my 03' for it was paying it off through a laon

My mom handed me a check to pay it off christmas of 05'

I guess I can say Loan/parent
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  #145  
Old 12-05-2007
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parents bought the truck and pay for insurance but I have to pay for everything else, so if I break it I have to pay for it.
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  #146  
Old 12-06-2007
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It's a loan for me. I will have it paid by next Xmas or sooner (a year early).


Quote:
Originally Posted by DanOzSTX
During that extra 4-5 years after paying it off, keep putting your payment aside each month, use what you have to for repairs but after awhile, especially since you wont be paying interest, go pay cash for your next one
This is what my uncle does. He started way back in the 60s and has done it ever since. (oh yeah, he has no wife and kids and the house was paid for a loooong time ago)

-Chance
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  #147  
Old 12-06-2007
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My mom cosigned, loan was from the credit union. I just give the money to my mom so she can pay it.
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  #148  
Old 12-09-2007
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Traded in the Old Lady's F-150 Super Crew when she was on "vacation".
Still sleep with one eye open...
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  #149  
Old 12-09-2007
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saved, scrimped and bought in cash
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  #150  
Old 12-10-2007
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Quote:
Originally Posted by edgeaholic (tm)
just how did you aquire your truck?

(now, be honest) and pick which closest resembles how you got your ranger!

1. parents (or someone else) paid for it
2. loan
3. saved, scrimped and bought in cash
4. stole it
5. won it
6. inheritance
7. hand me down
8. built up over the years, with my own money
9. built up over the years with someone else's money
10.other *please add your answer!
First New Auto, Financed through FMC bought from Town and Country Ford - Nashville.

Still making payments. Paid for 100% by myself.
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