you have geico?

last summer i went through this... the guy who hit me claimed that he had insurance but really didnt. Idk if you have it or not, but i have non-insured mortorist coverage. I didnt have to pay a cent and got a rental dodge ram too...

 

Most, if not all, states require uninsured/underinsured motorist coverage. Which I think is b/s, it should get taken care of reguardless if the inconsiderate a-hole has insurance or not.

 

Well I just checked my coverage and I guess I declined the uninsured/underinsured coverage. DOH! Oh well. As for the frame, it's still straight as far as I can tell. There is no visual damage, and the truck still drives/handles just the same as before.