Also if you go to college some colleges will give out loans. I have my F150 through MSU and I dont even go there! LOL

 

Actually Scott it is that easy.
All it takes is self discipline and patients. About 30-35 years ago it was legal to deduct ALL the interest you paid from you income taxes. Not just mortgage interest,as it is today. After doing my taxes one year I was shocked to find I had paid about 10% of my income to interest. If that still holds true today, that means if you earn $60K per year, you are paying $500 per month in interest. What could you do with another $500 per month. Except for a house, I stopped borrowing money. I made my last car payment 5 years later. For the last 25 years I've saved up and paid cash for everything I've purchased. I'm retired now, and while I'm not rich by any stretch of the imagination. I am very comfortable, because of the way I've handled money for the last 30 years. I purchased my ranger 7 years ago for cash. Since then I've spent about $4-5K on it almost every year. I paid cash for every bit of it.
Try it. All it takes is a change in the way you think.

One of the best quotes I've ever heard is
"Those that don't understand compound interest, are destined to pay it.
Those that understand compound interest, are destined to collect it."

 

yeah i know, i do need to handle my money better, BUT its hard if you really want something...just ask any guy up here....if they really want a mod, they'll do anything to get it or make it....i could handle my money alot better and watch what i spend, what i really need to do is to take soem classes on finance so that i understand all this financial crap that i need to know...