ACCIDENT MOD >:{ - Page 2 - Ranger-Forums - The Ultimate Ford Ranger Resource


Snapshots Share photos of vehicles in this sub-forum.

Reply
 
LinkBack Thread Tools Search this Thread
  #26  
Old 10-31-2010
djfllmn's Avatar
Moderator
 
Join Date: Mar 2009
Location: York, PA
Posts: 5,796
Quote:
Originally Posted by RangerNVS View Post
It does because if she doesn't take full liability for the accident and my insurance kicks in ...then I have to pay my deductible up front...granted I will get it back, but if her insurance does take full liability, then I pay NOTHING. So yes it does matter.

The other thing is my insurance is going to pain in the ***, being that I have one estimate for 906 dollars and one for 2442.00. Not to mention that the car is only worth 2800.00 and that was on KBB. So what do you think the outcome is going to be?
thats gonna be a tough one...if they do total it out id buy it back from the insurance company and get it fixed and drive it with an R title...too nice of a car to end up in a JY
Reply With Quote
  #27  
Old 10-31-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
yeah we'll see what happens....
Reply With Quote
  #28  
Old 10-31-2010
djfllmn's Avatar
Moderator
 
Join Date: Mar 2009
Location: York, PA
Posts: 5,796
i know my insurance company doesnt use kbb...they use some other thing...i forget what its called but the the numbers are higher than kbb...id get it fixed through your insurance first and let them go after payment...your insurance company seems to be more willing to do what you want
Reply With Quote
  #29  
Old 10-31-2010
01RangerEdge's Avatar
Scrambles the DeathDealer
iTrader: (11)
 
Join Date: Jul 2009
Location: Jackson, MO
Posts: 7,598
Quote:
Originally Posted by Masteratarms93 View Post
That's what I was thinking. I would be frikin' laying on my horn.
He said he was layin on his horn

Quote:
Originally Posted by Masteratarms93 View Post
Why does it matter to you which insurance pays for it. Take it to a Ford dealer and have them do it the right way.
I wouldn't take any vehicle to a dealership to get fixed. Especially body work

I trust my local shops a lot more
Reply With Quote
  #30  
Old 10-31-2010
Masteratarms93's Avatar
Member
iTrader: (8)
 
Join Date: Mar 2010
Location: Goose Creek SC
Posts: 4,685
Well if you take it to a bunch of shops to get estimates have them describe all the work on the invoice.

Some shops (like the $900 one) are gonna do the bare minimum. Some shops go above and beyond and they will replace stuff that doesn't even look damaged like the tire, the wheel, tie rods for that side, the UCA, the LCA, balljoints, bearing, hub, the spindle, new painted fender and emblem even if the old one is salvageable. They just do everything to A. Make money B. Make sure it is completely fixed with no after effects.

There is a shop around here that EVERYONE goes to for estimates and for insurance repairs because they are over the top like that. My mom took here car there when she was rear ended and they estimated like $800 to fix it with a new rear bumper, everything under it, plus paint. We took it to are shop after we got the $800 from insurance and had the bumper repainted for $200. Called it a day. $600 made.
Reply With Quote
  #31  
Old 10-31-2010
Sixt9coug's Avatar
Member
iTrader: (7)
 
Join Date: May 2006
Location: Norwalk, CA
Posts: 1,034
Quote:
Originally Posted by RangerNVS View Post
It does because if she doesn't take full liability for the accident and my insurance kicks in ...then I have to pay my deductible up front...granted I will get it back, but if her insurance does take full liability, then I pay NOTHING. So yes it does matter.

The other thing is my insurance is going to pain in the ***, being that I have one estimate for 906 dollars and one for 2442.00. Not to mention that the car is only worth 2800.00 and that was on KBB. So what do you think the outcome is going to be?
I have AAA for insurance and I can't speak for USAA, but AAA at least doesn't use KBB or Nada for appraising vehicles.

When my 2004 Ranger was smashed by a drunk a few years ago, I went through a similar situation. When it came to appraising my truck I was worried. It was a 60K mile, no option XLT 3.0L Ext Cab 5spd so I wasn't holding out much hope in how it was gonna hold its value.

Well, I know you aren't gonna let them total your car for this mild hit but this still applies. What AAA did instead was they go off of actual cash value when it comes to determining vehicle value. They actually did some research for similar vehicles in the area with similar mileage, options and whatnot and not KBB or Nada.

Most people know that if you could snag a clean Notch for only 2800 that is a steal. So that really isn't a realistic representation of what the car is really worth.

Here in SoCal you won't find a clean Notch for anything less than 4K. A really nice one might be 6-8K. Stock mind you. Stock ones generally go for more out here. Heres an example - http://losangeles.craigslist.org/wst...029690075.html
Reply With Quote
  #32  
Old 10-31-2010
djfllmn's Avatar
Moderator
 
Join Date: Mar 2009
Location: York, PA
Posts: 5,796
i have AAA for insurance too...no complaints about them whatsoever
Reply With Quote
  #33  
Old 10-31-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
WOW...yeah well like I said hopefully things will work out in my favor. I'm just hoping that my car ends up looking like it did before the wreck.
Reply With Quote
  #34  
Old 11-04-2010
rstangboi's Avatar
Member
 
Join Date: Jan 2008
Location: Davis, Ca
Posts: 2,583
Quote:
Originally Posted by RangerNVS View Post
I'm looking at hopefully getting the car turned back to an LX front end, and make the car look as original as it possibly could. So finger's crossed!


You got my attention! hahah i hope the best for you!!!!
Reply With Quote
  #35  
Old 11-04-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
LOL....

Little UPDATE guys....well the chick is still Denying the accident. SO my insurance is paying me out. I'm taking the 900$ and adding some money to it, and my whole car is going to get painted. Not telling you guys the color, but keep your eye out for a post. Sourced a LX front clip...just waiting for a call back.. Also sourced some rims...not telling on those either...but YOU will like them.... they are bigger than 16's and they will blind you :)
Reply With Quote
  #36  
Old 11-04-2010
morris's Avatar
RF Veteran
iTrader: (5)
 
Join Date: Feb 2008
Location: South Detroit.
Posts: 7,833
what a tool!!!!! why can't people take responsibility for their actions? does she not have matching paint on her fender? mark my words.... she'll get hers eventually and have to pay alot more then this was gonna cost.

at least your getting some type of retribution.
Reply With Quote
  #37  
Old 11-04-2010
sniper_101's Avatar
Member
 
Join Date: Jul 2005
Location: Sask, Canada
Posts: 1,902
Read about this on Corral, didn't know it was your car.

Sorry to hear man, that was/is one sick Fox! I'm with you on the accident free record, I dread the day I can't say that anymore.
Reply With Quote
  #38  
Old 11-04-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
Quote:
Originally Posted by sniper_101 View Post
Read about this on Corral, didn't know it was your car.

Sorry to hear man, that was/is one sick Fox! I'm with you on the accident free record, I dread the day I can't say that anymore.
yeah....I know it does suck. But I'll get it fixed back the way it should be. So no worries. Workin on getting an LX front clip as we speak.
Reply With Quote
  #39  
Old 11-05-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
picking up a OEM LX front clip, both left and right fenders, and fender extensions off a 89 LX coupe. All OEM...and they will be in my possession tomorrow morning. WHOO HOOO!
Reply With Quote
  #40  
Old 11-05-2010
korey89's Avatar
Member
iTrader: (2)
 
Join Date: Mar 2008
Location: South, FL
Posts: 4,672
And todays lesson is: when you get in an accident, call the Police. Whoda thunk it?
Reply With Quote
  #41  
Old 11-05-2010
darangerdanger's Avatar
Member
iTrader: (1)
 
Join Date: Aug 2010
Location: scappoose.oregon
Posts: 1,169
^agreed

when i got rear ended i didn't call the cops either. the guy was in his 40's, in a new vehicle, with two kids in the car. i got all his info and pics of both cars. started a claim with his insurance who actually sent an adjuster out the next day to look at my truck. got his estimate. took it too my shop who said it was going to cost double what the adjuster said. sent that back to his insurance and got the ok to take it in.

all seemed to be going good but when my shop sent his insurance a bill they denied it! wtf!!!!! i was pissed to say the least. they said the guy who hit me had never let them know what had happened so as far as they were concerned it never happened. Like you I had messages from him claiming he had called.

luckily i know everyone at the shop who fixed my truck and they let me have it back and took all of the evidence i had and they went out of their way to go after him and his insurance company. All was paid at the end thank god and they even gave me $200 for the hassle

glad you got the money but i'd still go after them
Reply With Quote
  #42  
Old 11-06-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
So here we go. Got my replacement bumper and fenders:




Reply With Quote
  #43  
Old 11-06-2010
djfllmn's Avatar
Moderator
 
Join Date: Mar 2009
Location: York, PA
Posts: 5,796
not bad...hows the insurance battle goin
Reply With Quote
  #44  
Old 11-06-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
getting 906$ back....chick still deny's it
Reply With Quote
  #45  
Old 11-07-2010
RangerNVS's Avatar
Member
Thread Starter
iTrader: (1)
 
Join Date: Mar 2005
Location: Temple, TX
Posts: 1,341
Should be getting a check here sometime this coming week. I hope. Going to take that money and a little bit of my own, and go get the whole car painted. Change the bumper/fender's/fender extension's out. Change it back to an LX front end. The way it should be. Got a new set of rims waiting for tire's. So it's going...just not as fast as I want it to happen. But that's ok.
Reply With Quote
  #46  
Old 11-08-2010
rstangboi's Avatar
Member
 
Join Date: Jan 2008
Location: Davis, Ca
Posts: 2,583
niiiiiiiiiiiiiiiiiiiiiiiiiiiice
Reply With Quote
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Accident Mod Part 2: The Accident Returns. (Loooong) W1CKY General Ford Ranger Discussion 6 01-01-2006 11:11 PM
Did the accident mod.... doc General Ford Ranger Discussion 12 04-25-2005 09:53 AM
Accident mod Red_Ak_Ranger General Ford Ranger Discussion 7 01-17-2005 04:27 PM
Accident Mod :( W1CKY General Ford Ranger Discussion 13 12-31-2004 09:16 PM
accident mod on my truck GregsEdge General Ford Ranger Discussion 5 10-11-2004 01:32 PM


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -6. The time now is 06:50 PM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.